Stop! Your Lease Extension in Basildon Could Be FREE

Many leaseholders in Basildon are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Basildon has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to commence your Basildon lease extension


Top reasons for lease extension now:

A Basildon lease depreciates with the years remaining on the lease.

When it comes to long leasehold property in Basildon, you are actually purchasing an entitlement to reside in a property for a set period of time. Modern flat leases are usually granted for 99 years or 125. Many leasehold owners are unconcerned as this seems like a lengthy period of time, you should think about extending the lease sooner as opposed to later. Accepted thinking is that the shorter the lease is the cost of extending the lease increases markedly especially once there are fewer than 80 years left. Residents in Basildon with a lease approaching 81 years unexpired should seriously think of extending it as soon as possible. When the lease term has less than 80 years remaining, under the current statute the freeholder can calculate and levy a greater amount, based on a technical multiplication, known as “marriage value” which is payable.

Basildon property with a lease extension has roughly the same value as a freehold

It is generally considered that a property with in excess of one hundred years remaining is worth approximately the equivalent as a freehold. Where an additional 90 years added to all but the shortest lease, the property will be equivalent in value to a freehold for many years in the future.

Banks and Building Societies may decide not to grant a mortgage on a short lease

Mortgage companies are really restricting their approach as regards to properties in Basildon with short leases. For example you might discover that their lending requirements are stricter and that they adjust interest rates depending on the unexpired lease term. Some may even refuse to lend completely, so where you needed to sell, your remaining options would be to find a cash purchaser, or try your luck at auction thus restricting the amount of prospective purchasers.

Lender Requirement
Barnsley Building Society
Coventry Building Society
National Westminster Bank
Santander
The Mortgage Works

What makes us experts in Basildon lease extensions?

Using our service gives you better control over the value of your Basildon leasehold, as your property will be more valuable and marketable in relation to the lease length should you wish to sell. The conveyancers that we work with are well versed in the legislation handling many hundreds of lease extensions or freehold purchase transactions.

Basildon Lease Extension Case Summaries:

Joseph, Basildon, Essex,

Joseph was the the leasehold proprietor of a high value flat in Basildon being sold with a lease of just over 61 years left. Joseph informally approached his freeholder a well known local-based freehold company and enquired on a premium to extend the lease. The landlord was keen to agree an extension on non-statutory terms taking the lease to 125 years on the basis of a new rent initially set at £150 per annum and doubled every 25 years thereafter. No ground rent would be payable on a lease extension were Joseph to invoke his statutory right. Joseph procured expert advice and secured an acceptable deal informally and readily saleable.

Basildon case:

Dr U Ricardo purchased a recently refurbished apartment in Basildon in July 2010. The question was if we could estimate the compensation to the landlord could be for a ninety year lease extension. Comparative premises in Basildon with an extended lease were valued about £216,000. The mid-range amount of ground rent was £60 collected annually. The lease ran out on 11 March 2084. Given that there were 58 years outstanding we calculated the compensation to the freeholder to extend the lease to be within £28,500 and £33,000 not including expenses.

Basildon case:

In 2012 we were e-mailed by Mrs B Cooper who, having owned a basement apartment in Basildon in August 1997. We are asked if we could estimate the compensation to the landlord would be to extend the lease by 90 years. Comparative residencies in Basildon with a long lease were worth £205,000. The average ground rent payable was £50 collected monthly. The lease came to a finish in 2104. Taking into account 78 years unexpired we estimated the compensation to the landlord for the lease extension to be between £8,600 and £9,800 exclusive of fees.