Stop! Your Lease Extension in Bolsover Could Be FREE

Many leaseholders in Bolsover are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Bolsover has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Bolsover lease extension


Main reasons to commence your Bolsover lease extension today:

Increase your lease and increase your Bolsover property value

With a domestic leasehold premises in Bolsover, you effectively rent it for a certain amount of time. In recent years flat leases typically tend to be for 99 years or 125. Many leasehold owners are unconcerned as this seems like a lengthy period of time, you should think about a lease extension sooner rather than later. Accepted thinking is that the shorter the number of years is the cost of extending the lease gets disproportionately greater notably once there are less than eighty years remaining. Anyone in Bolsover with a lease nearing 81 years unexpired should seriously think of extending it as soon as possible. When the lease term has fewer than eighty years outstanding, under the relevant Act the landlord is entitled to calculate and levy a greater amount, assessed on a technical calculation, known as “marriage value” which is due.

Bolsover property with a lease extension has roughly the same value as a freehold

Leasehold properties in Bolsover with over one hundred years remaining on the lease are often regarded as a ‘virtual freehold’. This is where the lease value the same as a freehold interest in your premises. In such situations there is often little to be gained by buying the freehold unless savings on ground rent and maintenance charges justify it.

Banks and Building Societies will not lend on a short lease

The definition of a short lease depends on the specific mortgage company, yet lending institutions start to become concerned at around 75 years. This will be problematic when you wish to market or refinance your flat as it will be effectively unmortgageable. Even though you may not have an immediate plan to sell but when you do your buyer will need to hold off for a couple of years before they can initiate the legal procedures for a lease extension.

Lender Requirement
Halifax
Leeds Building Society
Skipton Building Society
Royal Bank of Scotland
Yorkshire Building Society

Get in touch with one of our Bolsover lease extension solicitors or enfranchisement solicitors

Using our service will provide you enhanced control over the value of your Bolsover leasehold, as your property will be more valuable and saleable in respect of lease length should you decide to sell. The conveyancing solicitors that we work with have a in-depth market knowledge handling many hundreds of lease extensions or freehold purchase transactions.

Bolsover Lease Extension Example Cases:

Tyler, Bolsover, Derbyshire,

Tyler owned a conversion flat in Bolsover being sold with a lease of a little over 59 years remaining. Tyler informally approached his freeholder a well known Bristol-based freehold company for a lease extension. The freeholder indicated a willingness to extend the lease to 125 years on the basis of a rise in the rent to £125 per annum. No ground rent would be payable on a lease extension were Tyler to exercise his statutory right. Tyler procured expert legal guidance and secured an acceptable resolution without going to tribunal and ending up with a market value flat.

Bolsover case:

In 2013 we were approached by Ms Natalie Cook who, having completed a first floor apartment in Bolsover in October 1998. The question was if we could approximate the premium could be to extend the lease by 90 years. Similar flats in Bolsover with a long lease were in the region of £267,600. The average amount of ground rent was £65 billed every twelve months. The lease expired on 4 June 2093. Having 67 years left we calculated the premium to the freeholder for the lease extension to be between £14,300 and £16,400 exclusive of professional charges.

Bolsover case:

Dr Stephanie Moreau was assigned a lease of a recently refurbished flat in Bolsover in April 2011. The dilemma was if we could approximate the premium would be for a ninety year lease extension. Comparable residencies in Bolsover with an extended lease were worth £206,200. The average ground rent payable was £55 invoiced quarterly. The lease concluded in 2082. Given that there were 56 years remaining we estimated the compensation to the landlord for the lease extension to be within £31,400 and £36,200 plus professional charges.