Stop! Your Lease Extension in Castle Bromwich Could Be FREE

Many leaseholders in Castle Bromwich are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Castle Bromwich has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Castle Bromwich lease extension


Why you should commence your Castle Bromwich lease extension today:

Increase your lease and increase your Castle Bromwich property value

Castle Bromwich leases on domestic properties are gradually losing value. Where your lease has approximately 90 years left, you should start thinking about a lease extension. An important point to note is that it is financially advisable for the lease extension to take place before the term of the existing lease dips below eighty years - otherwise a higher premium will be due. Leasehold owners in Castle Bromwich will usually qualify for a lease extension; however It would be wise to check with a conveyancing solicitor to confirm your eligibility. In certain circumstances you may not qualify. There are prescribed deadlines and formalities to follow once the process has started so it’s prudent to be guided by a conveyancing solicitor during the process.

An extended lease has roughly the same value as a freehold

It is conventional wisdom that a property with in excess of 100 years remaining is worth roughly the same as a freehold. Where an additional 90 years added to any lease with more than 45 years unexpired, the residence will be worth the same as a freehold for many years ahead.

Banks and Building Societies may decide not to issue a mortgage on a short lease

Mortgage companies are making their criteria more stringent and a meaningful number now expect flats to have at least 60 if not 70 years remaining at the expiry of the mortgage. Considering a number of flats in Castle Bromwich were created in the fifties, sixties and seventies this means many now require lease extensions if they if they are to be mortgageable.

Lender Requirement
Barclays plc
Chelsea Building Society
Halifax
National Westminster Bank
Yorkshire Building Society

Get in touch with one of our Castle Bromwich lease extension solicitors or enfranchisement solicitors

Lease extensions in Castle Bromwich can be a difficult process. We recommend you obtain guidance from a conveyancing solicitor and valuer with experience in this area.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have a wealth of experience dealing with Castle Bromwich lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Castle Bromwich Lease Extension Case Studies:

Owen, Castle Bromwich, Birmingham,

Owen was the the leasehold owner of a 2 bedroom apartment in Castle Bromwich on the market with a lease of fraction over 72 years outstanding. Owen on an informal basis spoke with his landlord a well known Bristol-based freehold company for a lease extension. The freeholder indicated a willingness to extend the lease to 125 years on the basis of a new rent at the outset set at £200 per annum and doubled every 25 years thereafter. No ground rent would be due on a lease extension were Owen to invoke his statutory right. Owen obtained expert legal guidance and was able to make a more informed judgement and deal with the matter and sell the flat.

Castle Bromwich case:

Mr and Mrs. P Stewart purchased a ground floor apartment in Castle Bromwich in August 1998. We are asked if we could shed any light on how much (approximately) price could be for a ninety year extension to my lease. Identical flats in Castle Bromwich with an extended lease were in the region of £257,800. The average amount of ground rent was £65 collected per annum. The lease terminated in 2091. Considering the 65 years unexpired we calculated the premium to the landlord for the lease extension to be between £18,100 and £20,800 not including fees.

Castle Bromwich case:

In 2010 we were contacted by Ms V Hill who, having was assigned a lease of a one bedroom flat in Castle Bromwich in August 2005. We are asked if we could approximate the compensation to the landlord would likely be for a ninety year lease extension. Comparative residencies in Castle Bromwich with a long lease were worth £196,400. The average amount of ground rent was £55 collected every twelve months. The lease elapsed on 18 April 2080. Taking into account 54 years outstanding we calculated the premium to the landlord for the lease extension to be between £35,200 and £40,600 not including costs.