Stop! Your Lease Extension in Cross Keys Could Be FREE

Many leaseholders in Cross Keys are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Cross Keys has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to commence your Cross Keys lease extension


Top reasons for lease extension now:

A Cross Keys leasehold property depreciates with the years remaining on the lease.

Cross Keys leases on domestic properties are gradually losing value. Where your lease has about ninety years unexpired, you should start thinking about a lease extension. An important point to note is that it is desirable for a lease extension to take place before the term of the existing lease drops lower than 80 years - otherwise a higher amount will be payable. Leasehold owners in Cross Keys will mostly be legally entitled to a lease extension; however a solicitor should be able check your eligibility. In some circumstances you may not qualify. There are prescribed timetables and steps to follow once the process has started so it’s sensible to be guided by a conveyancing solicitor during the process.

Cross Keys property with a lease extension is almost the same value as a freehold

It is conventional wisdom that a residential leasehold with more than one hundred years remaining is worth roughly the same as a freehold. Where an additional ninety years added to any lease with more than 45 years unexpired, the premises will be worth the same as a freehold for many years in the future.

Lending institutions may not grant a mortgage on a short lease

Mortgage companies are really restricting their approach as regards to properties in Cross Keys with short leases. For example you might discover that their lending criteria are stricter and that they alter interest rates depending on the unexpired lease term. Some may even refrain from lending completely, so where you wanted to sell, your only options would be to find a cash buyer, or hope for the best at auction thus narrowing the number of potential buyers.

Lender Requirement
Bank of Scotland
Barclays plc
Barnsley Building Society
Halifax
Virgin

Get in touch with one of our Cross Keys lease extension solicitors or enfranchisement solicitors

Lease extensions in Cross Keys can be a difficult process. We recommend you secure professional help from a conveyancer and valuer well versed in the legislation and lease extension process.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have a wealth of experience dealing with Cross Keys lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Cross Keys Lease Extension Case Studies:

Nicole, Cross Keys, Caerphilly,

Off the back of unsuccessful discussions with the landlord of her garden apartment in Cross Keys, Nicole commenced the lease extension process as the eighty year deadline was quickly advancing. The transaction was concluded in August 2009. The freeholder’s charges were negotiated to slightly above 550 pounds.

Cross Keys case:

Last Spring we were called by Mr and Mrs. J Jackson , who took over the lease of a first floor apartment in Cross Keys in July 2011. We are asked if we could approximate the compensation to the landlord could be for a ninety year extension to my lease. Comparative homes in Cross Keys with a long lease were valued around £285,000. The mid-range ground rent payable was £55 collected annually. The lease end date was in 2106. Having 80 years remaining we estimated the compensation to the freeholder for the lease extension to be within £12,400 and £14,200 plus fees.

Cross Keys case:

Last year we were contacted by Mrs L Jackson , who was assigned a lease of a purpose-built apartment in Cross Keys in July 1996. We are asked if we could shed any light on how much (approximately) compensation to the landlord would likely be for a ninety year extension to my lease. Similar residencies in Cross Keys with a long lease were in the region of £200,800. The average ground rent payable was £65 invoiced per annum. The lease end date was in 2086. Given that there were 60 years remaining we calculated the compensation to the freeholder for the lease extension to be within £20,900 and £24,200 exclusive of fees.