Stop! Your Lease Extension in Ewloe Could Be FREE

Many leaseholders in Ewloe are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Ewloe has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should commence your Ewloe lease extension


Why you should start your Ewloe lease extension today:

Increase your lease and increase your Ewloe property value

Ewloe leases on residential properties are gradually losing value. if your lease has about ninety years remaining, you should start thinking about a lease extension. If lease term is less than 80 years, you will then be required to pay 50% of the property's 'marriage value' in addition to the standard cost of the lease extension to your landlord. Marriage value is the amount of extra value that a lease extension will add to the property. Leasehold owners in Ewloe will usually be legally entitled to a lease extension; however it’s a good idea to check with a conveyancing solicitor to confirm your eligibility. In some situations you may not qualify. There are also strict deadlines and steps to comply with once the process is initiated so it’s prudent to be guided by a conveyancing solicitor during the process.

An extended lease has roughly the same value as a freehold

Leasehold premises in Ewloe with more than 100 years remaining on the lease are often referred to as ‘virtual freehold’. This is where the lease value the same as a freehold interest in your premises. In such situations there is often little to be gained by buying the reversionary interest unless savings on ground rent and estate charges merit it.

Lending institutions may not grant a mortgage with a short lease

The propensity since 2008 has been for banks to tighten lending criteria generally - this has extended to the types of security over which the mortgage is to be charged. This has resulted in the minimum number of years remaining under the lease required by banks has increased. Historically lenders were content with 25 years plus the term of the loan - typically fifty year leases but those requirements have been chipped away by the requirement for longer and longer leases - many now have a minimum term of 75 years as standard.

Lender Requirement
Coventry Building Society
Nationwide Building Society
Santander
TSB
Virgin

What makes us experts in Ewloe lease extensions?

Lease extensions in Ewloe can be a difficult process. We recommend you secure professional help from a conveyancer and surveyor with experience in this area.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have in-depth market knowledge dealing with Ewloe lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Ewloe Lease Extension Case Studies:

Benjamin, Ewloe, Flintshire

Last year Benjamin, came very near to the 80-year threshold with the lease on his two bedroom flat in Ewloe. Having purchased his property two decades ago, the length of the lease was of little bearing. Thankfully, he noticed he needed to take action soon on a lease extension. Benjamin extended the lease just in the nick of time in August. Benjamin and the landlord who owned the flat above in the end settled on the final figure of £5,500 . If he not met the deadline, the sum would have increased by a minimum £875.

Ewloe case:

Last Winter we were e-mailed by Mr U Petit , who was assigned a lease of a one bedroom apartment in Ewloe in April 1997. The dilemma was if we could shed any light on how much (approximately) compensation to the landlord could be for a ninety year lease extension. Comparable residencies in Ewloe with an extended lease were in the region of £198,800. The average ground rent payable was £55 billed yearly. The lease lapsed on 7 February 2081. Considering the 55 years unexpired we approximated the compensation to the landlord for the lease extension to be between £33,300 and £38,400 plus legals.

Ewloe case:

Last year we were e-mailed by Mr and Mrs. L Ramírez , who took over the lease of a studio apartment in Ewloe in November 2008. We are asked if we could shed any light on how much (approximately) price would be for a 90 year lease extension. Comparative residencies in Ewloe with a long lease were valued about £300,000. The average ground rent payable was £50 invoiced annually. The lease elapsed in 2101. Given that there were 75 years remaining we approximated the premium to the freeholder to extend the lease to be within £9,500 and £11,000 not including legals.