Stop! Your Lease Extension in Flint Could Be FREE

Many leaseholders in Flint are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Flint has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Flint lease extension


Why you should commence your Flint lease extension today:

A Flint leasehold property depreciates with the years remaining on the lease.

When it comes to residential leasehold premises in Flint, you are in fact renting it for a certain period of time. These days flat leases typically tend to be for 99 years or 125. Many leasehold owners become complacent as this seems like a long period of time, you may consider extending the lease sooner as opposed to later. The general rule is that the shorter the number of years is the cost of extending the lease gets disproportionately greater particularly when there are fewer than 80 years remaining. Leasehold owners in Flint with a lease nearing 81 years left should seriously think of extending it without delay. When a lease has fewer than 80 years remaining, under the relevant statute the landlord can calculate and charge a greater amount, assessed on a technical calculation, known as “marriage value” which is payable.

An extended lease has roughly the same value as a freehold

It is generally accepted that a residential leasehold with over one hundred years remaining is worth approximately the equivalent as a freehold. Where an additional 90 years added to any lease with more than 30 years left, the property will be equivalent in value to a freehold for decades to come.

Mortgage lenders will not lend on a short lease

The trend since 2008 has been for banks to tighten lending criteria generally - this has extended to the property over which the mortgage is to be charged. This has meant the minimum number of years remaining under the lease required by mortgage companies has increased. Historically mortgage companies were content with twenty years plus the term of the loan - typically fifty year leases but those requirements have been chipped away by the requirement for lengthy leases - many use a minimum term of 75 years as a prerequisite.

Lender Requirement
Accord Mortgages
Barclays plc
Birmingham Midshires
Nationwide Building Society
Yorkshire Building Society

Why use us for your lease extension in Flint?

Lease extensions in Flint can be a difficult process. We recommend you get professional help from a conveyancer and surveyor well versed in the legislation and lease extension process.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have a wealth of experience dealing with Flint lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Flint Lease Extension Case Summaries:

Henry, Flint, Flintshire

During the course of the last few months Henry, came precariously near to the eighty-year mark with the lease on his purpose- built apartment in Flint. Having purchased his property two decades ago, the length of the lease was of no interest. by good luck, he noticed he needed to take steps soon on a lease extension. Henry was able to extend his lease at the eleventh hour in July. Henry and the freeholder in the end agreed on sum of £6,000 . If he not met the deadline, the amount would have increased by at least £925.

Flint case:

Mr O Garcia completed a one bedroom apartment in Flint in February 2000. We are asked if we could estimate the premium would be to extend the lease by an additional years. Similar residencies in Flint with 100 year plus lease were worth £193,400. The mid-range amount of ground rent was £65 collected every twelve months. The lease expired on 20 May 2085. Considering the 59 years remaining we estimated the compensation to the landlord to extend the lease to be within £21,900 and £25,200 not including fees.

Flint case:

In 2009 we were called by Mr S Walker who, having was assigned a lease of a studio apartment in Flint in May 2000. The question was if we could shed any light on how much (approximately) compensation to the landlord would likely be for a 90 year lease extension. Comparative premises in Flint with a long lease were worth £250,000. The mid-range ground rent payable was £50 invoiced per annum. The lease elapsed on 10 September 2096. Given that there were 70 years left we estimated the compensation to the freeholder for the lease extension to be between £9,500 and £11,000 exclusive of professional charges.