Stop! Your Lease Extension in Hawkshead Could Be FREE

Many leaseholders in Hawkshead are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Hawkshead has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Hawkshead lease extension


Why you should start your Hawkshead lease extension today:

A Hawkshead lease depreciates with the years remaining on the lease.

When it comes to residential leasehold premises in Hawkshead, you are actually purchasing an entitlement to reside in a property for a prescribed time frame. These days flat leases typically tend to be for 99 years or 125. Even though this may appear like a long period of time, you may think about a lease extension sooner as opposed to later. Accepted thinking is that the shorter the number of years is the cost of extending the lease becomes disproportionately greater especially when there are less than eighty years left. Leasehold owners in Hawkshead with a lease drawing near to 81 years left should seriously consider extending it sooner rather than later. Once a lease has fewer than eighty years remaining, under the relevant Act the freeholder is entitled to calculate and demand a greater premium, based on a technical computation, strangely termed as “marriage value” which is due.

An extended lease has roughly the same value as a freehold

It is conventional wisdom that a property with in excess of one hundred years unexpired lease term is worth roughly the same as a freehold. Where an additional ninety years added to any lease with more than 35 years remaining, the premises will be equivalent in value to a freehold for many years in the future.

Banks and Building Societies may not finance a property on a short lease

Mortgage Lenders vary in their lending criteria. Some draw the line at seventy five years left on the lease; others may be happy with anything over 70 years. Below sixty years, it may be impossible to get a mortgage in the first place.

Lender Requirement
Bank of Scotland
Birmingham Midshires
Chelsea Building Society
Godiva Mortgages
Royal Bank of Scotland

Why use us for your lease extension in Hawkshead?

Irrespective of whether you are a tenant or a freeholder in Hawkshead,the lease extension solicitors that we work with will always be willing to discuss any residential leasehold matters and offer you the benefit of their in-depth market knowledge and the close ties they enjoy with Hawkshead valuers.

Hawkshead Lease Extension Case Studies:

Nathan, Hawkshead, Cumbria

In 2014 Nathan, started to get close to the 80-year mark with the lease on his studio flat in Hawkshead. Having purchased his home two decades ago, the lease term was of little bearing. Luckily, he realised he needed to take action soon on Extending the lease. Nathan was able to extend his lease at the eleventh hour last July. Nathan and the landlord who owned the flat above ultimately settled on sum of £6,000 . If the lease had dipped lower than 80 years, the price would have increased by a minimum £850.

Hawkshead case:

Mr and Mrs. T Patel was assigned a lease of a first floor apartment in Hawkshead in November 2004. The dilemma was if we could estimate the premium would likely be for a 90 year extension to my lease. Similar residencies in Hawkshead with a long lease were valued about £168,800. The mid-range ground rent payable was £60 collected every twelve months. The lease ended in 2081. Taking into account 55 years outstanding we approximated the compensation to the freeholder for the lease extension to be within £31,400 and £36,200 not including costs.

Hawkshead case:

In 2010 we were called by Mr and Mrs. I Stewart who, having moved into a one bedroom flat in Hawkshead in April 2011. The dilemma was if we could shed any light on how much (roughly) compensation to the landlord could be to extend the lease by a further 90 years. Identical residencies in Hawkshead with a long lease were worth £235,200. The mid-range amount of ground rent was £45 invoiced monthly. The lease came to a finish on 7 April 2092. Considering the 66 years as a residual term we calculated the compensation to the freeholder for the lease extension to be within £12,400 and £14,200 not including legals.