Stop! Your Lease Extension in Holmrook Could Be FREE

Many leaseholders in Holmrook are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Holmrook has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Holmrook lease extension


Top reasons for lease extension now:

A Holmrook leasehold property depreciates with the years remaining on the lease.

When it comes to residential leasehold property in Holmrook, you are actually purchasing an entitlement to reside in a property for a prescribed time frame. In recent years flat leases are usually granted for 99 years or 125. Many leasehold owners are unconcerned as this seems like a lengthy period of time, you may consider extending the lease sooner as opposed to later. Accepted thinking is that the shorter the number of years is the cost of extending the lease becomes disproportionately more expensive especially once there are less than eighty years left. Leasehold owners in Holmrook with a lease nearing 81 years unexpired should seriously think of extending it sooner than later. When the lease term has below 80 years left, under the current statute the landlord can calculate and demand a larger amount, based on a technical multiplication, strangely termed as “marriage value” which is due.

Holmrook property with a lease extension has roughly the same value as a freehold

It is conventional wisdom that a property with over one hundred years unexpired lease term is worth approximately the same as a freehold. Where an further 90 years added to any lease with more than 35 years remaining, the residence will be equivalent in value to a freehold for many years in the future.

Banks and Building Societies will not finance a property with a short lease

Mortgage lenders are less likely to issue a loan offer on a domestic property in Holmrook with a short lease. Many lenders simply refuse a mortgage on leases with under 75 years left.

Lender Requirement
Bank of Scotland
Barclays plc
Halifax
Leeds Building Society
Santander

Get in touch with one of our Holmrook lease extension solicitors or enfranchisement solicitors

Irrespective of whether you are a tenant or a freeholder in Holmrook,the lease extension solicitors that we work with will always be prepared to discuss any residential leasehold matters and offer you the benefit of their experience and the close ties they enjoy with Holmrook valuers.

Holmrook Lease Extension Case Summaries:

Austin, Holmrook, Cumbria

Last October Austin, came precariously close to the eighty-year mark with the lease on his garden flat in Holmrook. In buying his flat 19 years previously, the lease term was of no relevance. Luckily, he realised he would imminently be paying an escalated premium for a lease extension. Austin arranged for a lease extension just under the wire last May. Austin and the landlord who owned the flat above in the end settled on sum of £5,000 . If he had missed the deadline, the amount would have escalated by a minimum £875.

Holmrook case:

Ms E White bought a studio apartment in Holmrook in October 2010. The question was if we could approximate the compensation to the landlord could be to prolong the lease by a further 90 years. Comparative premises in Holmrook with an extended lease were in the region of £280,000. The average amount of ground rent was £45 invoiced quarterly. The lease terminated on 7 October 2096. Considering the 70 years remaining we approximated the compensation to the landlord for the lease extension to be within £12,400 and £14,200 exclusive of legals.

Holmrook case:

Last month we were contacted by Dr E Campbell , who moved into a one bedroom flat in Holmrook in June 1996. We are asked if we could shed any light on how much (roughly) price would likely be to extend the lease by a further 90 years. Comparative residencies in Holmrook with an extended lease were worth £223,400. The average amount of ground rent was £60 invoiced every twelve months. The lease concluded on 28 June 2085. Taking into account 59 years unexpired we calculated the compensation to the freeholder for the lease extension to be between £27,600 and £31,800 not including professional charges.