Stop! Your Lease Extension in Leighton Buzzard Could Be FREE

Many leaseholders in Leighton Buzzard are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Leighton Buzzard has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Leighton Buzzard lease extension


Main reasons to start your Leighton Buzzard lease extension today:

A Leighton Buzzard lease depreciates with the years remaining on the lease.

Leighton Buzzard leases on domestic deteriorating in value. if your lease has approximately ninety years left, you should start thinking about a lease extension. Eighty years is a significant number: when the remaining term of a lease dips below this level then you begin incurring an additional element called marriage value. Flat owners in Leighton Buzzard will mostly qualify for a lease extension; however a solicitor should be able check if you qualify. In certain circumstances you may not be entitled. There are prescribed timetables and procedures to follow once the process has started so it’s prudent to be guided by a conveyancing solicitor during the process.

An extended lease is almost the same value as a freehold

Leasehold premises in Leighton Buzzard with more than 100 years remaining on the lease are sometimes referred to as ‘virtual freehold’. This is where the lease value the same as a freehold interest in your home. In such situations there is often little to be gained by buying the freehold unless savings on ground rent and estate charges warrant it.

Mortgage lenders may not grant a mortgage on a short lease

Banks and building societies vary in their lending criteria. Some draw the line at seventy five years left on the lease; others may be prepared to lend with anything over 70 years. Below sixty years, it may be problematic to obtain a mortgage in the first place.

Lender Requirement
Bank of Scotland
Birmingham Midshires
Santander
TSB
Virgin

Get in touch with one of our Leighton Buzzard lease extension solicitors or enfranchisement solicitors

Regardless of whether you are a tenant or a landlord in Leighton Buzzard,the lease extension experts that we work with will always be prepared to discuss any residential leasehold matters and offer you the benefit of their experience and the close ties they enjoy with Leighton Buzzard valuers.

Leighton Buzzard Lease Extension Case Studies:

Arthur, Leighton Buzzard, Bedfordshire,

Arthur owned a conversion flat in Leighton Buzzard on the market with a lease of just over fifty eight years remaining. Arthur informally contacted his freeholder a well known local-based freehold company and enquired on a premium to extend the lease. The freeholder indicated a willingness to extend the lease to 125 years on the basis of an increased rent to £50 annually. Ordinarily, ground rent would not be due on a lease extension were Arthur to exercise his statutory right. Arthur procured expert advice and secured an acceptable deal informally and readily saleable.

Leighton Buzzard case:

Mr and Mrs. N Nelson took over the lease of a one bedroom apartment in Leighton Buzzard in November 2004. The dilemma was if we could approximate the premium could be for a ninety year lease extension. Similar residencies in Leighton Buzzard with 100 year plus lease were worth £235,200. The average ground rent payable was £45 collected yearly. The lease lapsed in 2092. Considering the 66 years as a residual term we estimated the premium to the landlord to extend the lease to be between £12,400 and £14,200 exclusive of professional charges.

Leighton Buzzard case:

Mr and Mrs. R Rogers completed a studio flat in Leighton Buzzard in April 2002. We are asked if we could estimate the premium would likely be for a 90 year extension to my lease. Similar premises in Leighton Buzzard with a long lease were worth £280,000. The average ground rent payable was £55 collected annually. The lease terminated in 2103. Having 77 years unexpired we approximated the premium to the landlord for the lease extension to be between £13,300 and £15,400 plus professional charges.