Stop! Your Lease Extension in Long Eaton Could Be FREE

Many leaseholders in Long Eaton are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Long Eaton has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should commence your Long Eaton lease extension


Top reasons for lease extension now:

Increase your lease and increase your Long Eaton property value

The market value of a leasehold property in Long Eaton is impacted by how many years the lease has remaining. If it is near to or less than eighty years you should foresee problems on re-sale, so it is recommended to arrange for a lease extension before buying. It is ideal to start the process of extending the lease is when a lease still has 82 years remaining so that a lease extension can be finalised in advance of the 80 year cut off point. Leasehold Reform legislation enables Long Eaton qualifying lessees to obtain a lease extension of ninety years in addition to the remaining length of the lease at a peppercorn rent (that is, rent free). The intention of the valuation is to determine the premium payable by the lessee to the freeholder for the purchase of the lease extension.

An extended lease has roughly the same value as a freehold

Leasehold properties in Long Eaton with in excess of 100 years left on the lease are sometimes referred to as ‘virtual freehold’. This is where the lease is worth the same as a freehold interest in your premises. In such situations there is often little upside in purchasing the freehold unless savings on ground rent and service charges merit it.

Lenders may decide not to lend on a short lease

Whether or not the lease is be regarded as a short lease varies by mortgage company, yet banks and building societies start to become concerned at around 75 years. This may be problematic when you come to market or refinance your flat as it will be effectively unmortgageable. You may have no immediate desire to sell but when you do your buyer must hold off for 2 years before being able to initiate the legal procedures for a lease extension.

Lender Requirement
Bank of Scotland
Birmingham Midshires
Chelsea Building Society
Santander
Yorkshire Building Society

Why use us for your lease extension in Long Eaton?

Irrespective of whether you are a tenant or a landlord in Long Eaton,the lease extension solicitors that we work with will always be willing to discuss any residential leasehold matters and offer you the benefit of their in-depth market knowledge and the close ties they enjoy with Long Eaton valuers.

Long Eaton Lease Extension Example Cases:

Megan, Long Eaton, Derbyshire,

Following unsuccessful correspondence with the freeholder of her purpose-built apartment in Long Eaton, Megan initiated the lease extension process just as the lease was coming close to the all-important eighty-year threshold. The legal work was finalised in March 2014. The landlord’s costs were negotiated to less than 600 GBP.

Long Eaton case:

Mr Kian Vincent acquired a first floor flat in Long Eaton in August 1999. The question was if we could shed any light on how much (roughly) price would likely be to prolong the lease by an additional years. Comparative homes in Long Eaton with a long lease were worth £181,600. The average amount of ground rent was £55 invoiced quarterly. The lease came to a finish on 16 February 2078. Considering the 52 years left we calculated the premium to the freeholder to extend the lease to be between £30,400 and £35,200 not including fees.

Long Eaton case:

Mr and Mrs. R Bennett moved into a garden flat in Long Eaton in September 2008. We are asked if we could estimate the premium would be for a 90 year lease extension. Identical homes in Long Eaton with 100 year plus lease were worth £285,000. The mid-range amount of ground rent was £45 collected every twelve months. The lease finished in 2098. Taking into account 72 years unexpired we estimated the premium to the freeholder for the lease extension to be between £12,400 and £14,200 not including fees.