Stop! Your Lease Extension in Orpington Could Be FREE

Many leaseholders in Orpington are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Orpington has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should commence your Orpington lease extension


Why you should start your Orpington lease extension today:

Increase your lease and increase your Orpington property value

As the the remaining lease term of a Orpington domestic lease decreases so does its value and therefore the value of your property. Where the lease has, in excess of one hundred years to run then this decrease may be fractional however there will become a stage when a lease has under than eighty years left as part of the premium you will incur is what is termed as a marriage value. This could be significant. It is the primary rational as to why you should consider extending sooner than later. Most flat owners in Orpington will meet the qualifying criteria; nevertheless a conveyancing solicitor can confirm if you are eligible for a lease extension. In certain situations you may not qualify, the most common reason being that you have not been the owner of the property for two years.

Orpington property with a lease extension has roughly the same value as a freehold

It is generally accepted that a property with more than 100 years unexpired lease term is worth approximately the equivalent as a freehold. Where an additional ninety years added to any lease with more than 30 years unexpired, the property will be equivalent in value to a freehold for many years ahead.

Lenders may not finance a property on a short lease

Banks and building societies vary in their lending criteria. Some draw the line at seventy five years outstanding on the lease; others may be happy with anything over 70 years. Below 60 years, it may be impossible to obtain a mortgage in the first place.

Lender Requirement
Barclays plc
Birmingham Midshires
Leeds Building Society
National Westminster Bank
Santander

Get in touch with one of our Orpington lease extension solicitors or enfranchisement solicitors

Lease extensions in Orpington can be a difficult process. We recommend you procure guidance from a conveyancer and surveyor with experience in this area.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have in-depth market knowledge procuring Orpington lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Orpington Lease Extension Case Studies:

Amelia, Orpington, South East London,

Off the back of protracted discussions with the freeholder of her ground floor flat in Orpington, Amelia started the lease extension process just as the lease was approaching the crucial eighty-year deadline. The legal work completed in October 2012. The freeholder’s fees were restricted to approximately 450 pounds.

Orpington case:

Last Summer we were contacted by Dr H Girard , who took over the lease of a ground floor flat in Orpington in April 2002. The dilemma was if we could shed any light on how much (roughly) premium would likely be for a ninety year extension to my lease. Comparative flats in Orpington with a long lease were in the region of £300,000. The mid-range amount of ground rent was £50 invoiced every twelve months. The lease expired in 2102. Having 76 years outstanding we estimated the compensation to the landlord to extend the lease to be between £8,600 and £9,800 exclusive of fees.

Decision in Bromley

An example of a Lease Extension case for a Orpington flat is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case affected 1 flat. The unexpired residue of the current lease was 50.57 years.