Stop! Your Lease Extension in Peterlee Could Be FREE

Many leaseholders in Peterlee are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Peterlee has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to start your Peterlee lease extension


Main reasons to commence your Peterlee lease extension today:

A Peterlee leasehold property depreciates with the years remaining on the lease.

The nearer a domestic lease in Peterlee gets to zero years unexpired, the more it reduces the value of the property. If the lease has, beyond one hundred years to run then this decrease may be fractional that being said there will become a point in time when a lease has less than 80 years unexpired as part of the premium you will incur is what is termed as a marriage value. This could increase markedly the cost. It is the primary reason why you should consider extending without delay. Many flat owners in Peterlee will qualify for this right; that being said a conveyancing solicitor can confirm whether you are eligible to extend your lease. In certain situations you may not qualify, the most common reason being that you have not been the owner of the property for two years.

Peterlee property with a lease extension has roughly the same value as a freehold

It is conventional wisdom that a property with in excess of 100 years remaining is worth roughly the equivalent as a freehold. Where an further ninety years added to all but the shortest lease, the premises will be equivalent in value to a freehold for many years ahead.

Banks and Building Societies may not loan monies on a short lease

Most mortgage companies insist on a lengthy amount of time left on any leasehold residence before they will contemplate providing a mortgage on it. Even if you don't need a mortgage, you should keep in mind that it is probable that someone wishing to acquire your property in the future might well do, so if they are not able to secure a mortgage, then the financial worth of your property could be adversely impacted. In the last decade most mortgage lenders have increased the required minimum lease length that they are prepared to accept

Lender Requirement
Bank of Scotland
Barclays plc
National Westminster Bank
TSB
Royal Bank of Scotland

Get in touch with one of our Peterlee lease extension solicitors or enfranchisement solicitors

Engaging our service will provide you enhanced control over the value of your Peterlee leasehold, as your property will be more valuable and saleable in relation to the lease length should you wish to sell. The lawyers that we work with have a in-depth market knowledge handling many hundreds of lease extensions or freehold purchase transactions.

Peterlee Lease Extension Case Studies:

Finley, Peterlee, County Durham,

Finley was the the leasehold owner of a high value apartment in Peterlee being sold with a lease of fraction over sixty years unexpired. Finley on an informal basis spoke with his landlord being a well known Bristol-based freehold company for a lease extension. The landlord was keen to give an extension on non-statutory terms taking the lease to 125 years on the basis of a new rent to start with set at £100 per annum and doubled every twenty five years thereafter. No ground rent would be due on a lease extension were Finley to invoke his statutory right. Finley obtained expert advice and secured an acceptable deal without going to tribunal and ending up with a market value flat.

Peterlee case:

Last Christmas we were approach by Mr and Mrs. L Simon , who completed a studio flat in Peterlee in July 1995. We are asked if we could estimate the premium would likely be for a ninety year lease extension. Comparable residencies in Peterlee with an extended lease were valued around £225,400. The average amount of ground rent was £45 billed annually. The lease ended on 11 January 2090. Considering the 64 years as a residual term we calculated the premium to the landlord for the lease extension to be within £15,200 and £17,600 not including costs.

Peterlee case:

In 2009 we were called by Mr and Mrs. T Phillips who, having took over the lease of a one bedroom flat in Peterlee in January 2000. The question was if we could estimate the compensation to the landlord could be for a ninety year extension to my lease. Comparable properties in Peterlee with a long lease were valued about £270,000. The mid-range ground rent payable was £55 collected annually. The lease ended in 2101. Having 75 years as a residual term we estimated the compensation to the freeholder to extend the lease to be within £9,500 and £11,000 exclusive of fees.