Stop! Your Lease Extension in South Woodham Ferrers Could Be FREE

Many leaseholders in South Woodham Ferrers are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in South Woodham Ferrers has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for South Woodham Ferrers lease extension


Main reasons to start your South Woodham Ferrers lease extension today:

A South Woodham Ferrers leasehold property depreciates with the years remaining on the lease.

The nearer a domestic lease in South Woodham Ferrers nears to zero years unexpired, the the greater the reduction in the value of the property. Where the lease has, over one hundred years to run then this decrease may be negligible that being said there will become a point in time when a lease has less than eighty years unexpired as part of the premium you will incur is what is known as a marriage value. This could be significant. It is the main reason why you should extend the lease sooner than later. Most flat owners in South Woodham Ferrers will qualify for this right; nevertheless a conveyancing solicitor can confirm if you are eligible to extend your lease. In limited situations you may not qualify, the most common reason being that you have not been the owner of the property for two years.

South Woodham Ferrers property with a lease extension has roughly the same value as a freehold

It is conventional wisdom that a property with more than one hundred years remaining is worth roughly the equivalent as a freehold. Where an additional ninety years added to all but the shortest lease, the premises will be worth the same as a freehold for many years in the future.

Lending institutions may decide not to loan monies with a short lease

Banks and Building Societies have set criteria when lending monies secured on leasehold homes. Some will simply refrain from lending at all once the residual lease term goes below a specified unexpired lease term. Many Mortgage lenders will not consider property with a remaining below 75 years as adequate security. As well as impacting your ability to sell, it is also relevant if you are intending to refinance your South Woodham Ferrers property.

Lender Requirement
Accord Mortgages
Barclays plc
Barnsley Building Society
Coventry Building Society
Leeds Building Society

What makes us experts in South Woodham Ferrers lease extensions?

Regardless of whether you are a tenant or a landlord in South Woodham Ferrers,the lease extension solicitors that we work with will always be willing to discuss any residential leasehold matters and offer you the benefit of their experience and the close ties they enjoy with South Woodham Ferrers valuers.

South Woodham Ferrers Lease Extension Case Summaries:

Jayden, South Woodham Ferrers, Essex,

Jayden was the the leasehold owner of a high value apartment in South Woodham Ferrers being marketed with a lease of a little over fifty eight years remaining. Jayden on an informal basis contacted his landlord being a well known Manchester-based freehold company and enquired on a premium to extend the lease. The freeholder indicated a willingness to extend the lease to 125 years subject to an increased rent to £125 annually. Ordinarily, ground rent would not be due on a lease extension were Jayden to exercise his statutory right. Jayden obtained expert advice and secured satisfactory deal informally and ending up with a market value flat.

South Woodham Ferrers case:

In 2009 we were contacted by Mrs Phoebe Bertrand who, having took over the lease of a one bedroom flat in South Woodham Ferrers in October 2002. We are asked if we could shed any light on how much (approximately) price would likely be to prolong the lease by an additional years. Comparable properties in South Woodham Ferrers with an extended lease were in the region of £265,000. The mid-range ground rent payable was £50 billed quarterly. The lease expired in 2099. Having 73 years unexpired we approximated the premium to the landlord for the lease extension to be between £9,500 and £11,000 plus fees.

South Woodham Ferrers case:

In 2009 we were approached by Mr Gabriel Morel who, having completed a studio flat in South Woodham Ferrers in June 1997. We are asked if we could estimate the premium would be to extend the lease by 90 years. Comparable homes in South Woodham Ferrers with a long lease were valued around £264,000. The mid-range ground rent payable was £60 invoiced monthly. The lease came to a finish on 11 March 2079. Given that there were 53 years unexpired we calculated the premium to the landlord to extend the lease to be within £37,100 and £42,800 exclusive of fees.