Stop! Your Lease Extension in Thornbury Could Be FREE

Many leaseholders in Thornbury are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Thornbury has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should start your Thornbury lease extension


Main reasons to commence your Thornbury lease extension today:

A Thornbury leasehold property depreciates with the years remaining on the lease.

When it comes to domestic leasehold premises in Thornbury, you effectively rent it for a certain amount of time. In recent years flat leases typically tend to be for 99 years or 125. Many leasehold owners become complacent as this seems like a long period of time, you should consider extending the lease sooner rather than later. The general rule is that the shorter the lease is the cost of extending the lease increases markedly especially once there are less than 80 years remaining. Leasehold owners in Thornbury with a lease nearing 81 years left should seriously consider extending it without delay. Once a lease has fewer than 80 years remaining, under the current Act the landlord is entitled to calculate and demand a greater amount, based on a technical multiplication, strangely termed as “marriage value” which is payable.

An extended lease is almost the same value as a freehold

Leasehold premises in Thornbury with over 100 years left on the lease are sometimes regarded as a ‘virtual freehold’. This is where the lease value the same as a freehold interest in your home. In such circumstances there is often little upside in buying the reversionary interest unless savings on ground rent and estate charges merit it.

Mortgage lenders may not lend with a short lease

Mortgage companies do not like short residential leases. You most probably encounter difficulties where you need to sell your flat in Thornbury if the unexpired lease term is below the criteria set by most mortgage companies. Different mortgage companies have varying requirements but generally they are looking for an unexpired term of at least 65 years.

Lender Requirement
Barclays plc
Coventry Building Society
Nationwide Building Society
TSB
Virgin

Why use us for your lease extension in Thornbury?

Lease extensions in Thornbury can be a difficult process. We recommend you get professional help from a conveyancing solicitor and surveyor with experience in this area.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have in-depth market knowledge procuring Thornbury lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Thornbury Lease Extension Case Summaries:

Aarav, Thornbury, Gloucestershire,

Aarav was the the leasehold proprietor of a conversion apartment in Thornbury being marketed with a lease of a few days over 59 years unexpired. Aarav informally approached his landlord a well known London-based freehold company and enquired on a premium to extend the lease. The freeholder was keen to agree an extension on non-statutory terms taking the lease to 125 years on the basis of an increased rent to £100 yearly. Ordinarily, ground rent would not be payable on a lease extension were Aarav to exercise his statutory right. Aarav procured expert legal guidance and secured an acceptable resolution informally and sell the flat.

Thornbury case:

In 2009 we were phoned by Mr and Mrs. P Gómez who, having owned a purpose-built apartment in Thornbury in September 2001. The question was if we could estimate the price would likely be for a 90 year extension to my lease. Similar residencies in Thornbury with an extended lease were in the region of £300,000. The average ground rent payable was £50 collected yearly. The lease ran out on 16 March 2101. Having 75 years as a residual term we approximated the compensation to the landlord for the lease extension to be within £8,600 and £9,800 not including fees.

Thornbury case:

Mr Finn Lefèvre bought a one bedroom flat in Thornbury in March 1995. We are asked if we could estimate the price would be for a ninety year lease extension. Comparative properties in Thornbury with an extended lease were in the region of £250,400. The average amount of ground rent was £65 collected every twelve months. The lease concluded in 2090. Taking into account 64 years unexpired we estimated the premium to the freeholder to extend the lease to be between £19,000 and £22,000 plus expenses.