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Frequently asked questions relating to Camelford leasehold conveyancing

Having had my offer accepted I require leasehold conveyancing in Camelford. Before diving in I would like to find out the number of years remaining on the lease.

Assuming the lease is registered - and almost all are in Camelford - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title.For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I today plan to offer on a house that seems to be perfect, at a reasonable price which is making it more attractive. I have since been informed that the title is leasehold as opposed to freehold. I would have thought that there are issues buying a leasehold house in Camelford. Conveyancing advisers have not yet been instructed. Will they explain the issues?

The majority of houses in Camelford are freehold rather than leasehold. This is one of the situations where having a local conveyancer who is familiar with the area can help the conveyancing process. We note that you are purchasing in Camelford in which case you should be shopping around for a Camelford conveyancing solicitor and be sure that they are used to dealing with leasehold houses. First you will need to check the number of years remaining. As a tenant you will not be at liberty to do whatever you want with the house. The lease will likely included provisions for example requiring the freeholder’spermission to conduct changes to the property. It may be necessary to pay a contribution towards the maintenance of the estate where the property is located on an estate. Your conveyancer should appraise you on the various issues.

My wife and I purchased a leasehold flat in Camelford. Conveyancing and Halifax mortgage organised. A letter has just been received from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1994. The conveyancing practitioner in Camelford who previously acted has now retired.Any advice?

The first thing you should do is make enquiries of HMLR to be sure that this person is in fact the registered owner of the freehold reversion. There is no need to incur the fees of a Camelford conveyancing firm to do this as you can do this on the Land Registry website for £3. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Can you offer any advice when it comes to finding a Camelford conveyancing firm to carry out our lease extension conveyancing?

When appointing a property lawyer for your lease extension (regardless if they are a Camelford conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggested that you speak with two or three firms including non Camelford conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. Some following of questions might be useful:

  • If the firm is not ALEP accredited then why not?
  • Can they put you in touch with client in Camelford who can give a testimonial?

    • Can you provide any advice for leasehold conveyancing in Camelford with the intention of saving time on the sale process?

    • Much of the frustration in leasehold conveyancing in Camelford can be bypassed where you appoint lawyers as soon as your agents start advertising the property and request that they start to put together the leasehold information which will be required by the buyers representatives.
    • The majority freeholders or managing agents in Camelford charge for supplying management packs for a leasehold homes. You or your lawyers should discover the actual amount of the charges. The management information can be applied for as soon as you have a buyer, thus accelerating the process. The average time it takes to receive management information is three weeks. It is the most frequent reason for delay in leasehold conveyancing in Camelford.
  • In the event that you altered the property did you need the Landlord’s approval? In particular have you laid down wooden flooring? Camelford leases often stipulate that internal structural changes or installing wooden flooring calls for a licence from the Landlord approving such changes. Where you dont have the paperwork in place do not communicate with the landlord without contacting your conveyancer in advance.
  • If you are supposed to have a share in the freehold, you should make sure that you hold the original share certificate. Organising a new share certificate can be a lengthy formality and slows down many a Camelford home move. If a duplicate share certificate is needed, do contact the company director and secretary or managing agents (if applicable) for this as soon as possible.
  • You may think that you are aware of the number of years left on your lease but it would be advisable double-check via your conveyancers. A buyer’s conveyancer will not be happy to advise their client to where the remaining number of years is less than 80 years. It is therefore important at an as soon as possible that you identify whether the lease term requires a lease extension. If it does, contact your solicitors before you put your home on the market for sale.

    • Camelford Conveyancing for Leasehold Flats - Examples of Queries before Purchasing

      It would be sensible to investigate if there are any onerous restrictions in the lease. For instance it is very common in Camelford leases that pets are not permitted in in a block in Camelford. If you like the flatin Camelford however your dog can’t move with you then you will be presented with a difficult compromise. What restrictions exist in the Camelford Lease? Who takes charge for maintaining and repairing the building?

    Other Topics

    Lease Extensions in Camelford