I would like to sublet my leasehold apartment in Hampden Pk. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?

Even though your last Hampden Pk conveyancing lawyer is no longer available you can review your lease to see if you are permitted to let out the property. The accepted inference is that if the deeds are silent, subletting is permitted. Quite often there is a prerequisite that you are obliged to obtain permission via your landlord or some other party prior to subletting. This means you not allowed to sublet without prior permission. The consent must not not be unreasonably withheld. If your lease prohibits you from letting out the property you will need to ask your landlord if they are willing to waive this restriction.

Looking forward to sign contracts shortly on a studio apartment in Hampden Pk. Conveyancing lawyers have said that they will have a report out to me tomorrow. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Hampden Pk should include some of the following:

• You should be sent a copy of the lease

Does the lease prevent you from letting out the flat, or working from home

Ground rent - how much and when you need to pay, and also know whether this will change in the future

An explanation as to the provision in the lease to pay service charges - with regard to both the building, and the more general rights a leaseholder has

You should have a good understanding of the insurance provisions

The landlord’s rights to access the flat you be made aware that your landlord has rights of access and I know how much notice s/he must provide.

The landlord’s obligations to repair and maintain the building. It is important that you know who is responsible for the repair and maintenance of every part of the building For details of the information to be contained in your report on your leasehold property in Hampden Pk please ask your lawyer in ahead of your conveyancing in Hampden Pk

I own a leasehold house in Hampden Pk. Conveyancing and Britannia mortgage are in place. A letter has just been received from someone claiming to own the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1991. The conveyancing solicitor in Hampden Pk who previously acted has now retired.What should I do?

First make enquiries of HMLR to make sure that this person is indeed the new freeholder. There is no need to incur the fees of a Hampden Pk conveyancing solicitor to do this as it can be done on-line for £3. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

All being well we will complete the sale of our £175000 maisonette in Hampden Pk next week. The landlords agents has quoted £348 for Certificate of Compliance, building insurance schedule and 3 years service charge statements. Is the landlord entitled to charge an administration fee for a flat conveyance in Hampden Pk?

For most leasehold sales in Hampden Pk conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :

• Completing conveyancing due diligence enquiries
• Where consent is required before sale in Hampden Pk
• Copies of the building insurance and schedule
• Deeds of covenant upon sale
• Registering of the assignment of the change of lessee after a sale

Your conveyancer will have no control over the level of the charges for this information but the average costs for the information for Hampden Pk leasehold property is £350. For Hampden Pk conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are required to provide answers.

In relation to leasehold conveyancing in Hampden Pk what are the most common lease problems?

There is nothing unique about leasehold conveyancing in Hampden Pk. All leases are individual and legal mistakes in the legal wording can sometimes mean that certain sections are missing. The following missing provisions could result in a defective lease:

• A provision to repair to or maintain parts of the building
• A duty to insure the building
• Clauses dealing with recovering service charges for expenditure on the building or common parts.
• Maintenance charge proportions which don’t add up to the correct percentage

A defective lease can cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. National Westminster Bank, The Royal Bank of Scotland, and Barclays Direct all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to provide security, obliging the purchaser to pull out.

Hampden Pk Leasehold Conveyancing - A selection of Queries before Purchasing

How is the lease structured? Plenty Hampden Pk leasehold flats will have a service bill for the upkeep of the building invoiced on behalf of the landlord. If you buy the flat you will have to pay this liability, normally quarterly during the year. This could be anything from a couple of hundred pounds to thousands of pounds for large purpose-built buildings. In all likelihood there will be a rentcharge for you to pay yearly, this is usually not a exorbitant sum, say about £25-£75 but you need to enquire as sometimes it can be many hundreds of pounds. The prefered form of lease arrangement is if the freehold title is in the ownership of the leaseholders. In this situation the tenants enjoy being in charge if their destiny and although a managing agent is usually retained where it is larger than a house conversion, the managing agent is directed by the tenants.

Other Topics

Lease Extensions in Hampden Pk