Fixed-fee leasehold conveyancing in Mersea Island:

Leasehold conveyancing in Mersea Island is more complex than freehold. Your home move will be smoother where you choose a lawyer with a wealth of experience of leasehold conveyancing in Mersea Island and across next step up in loc. The lawyers we recommend have been approved by your lender so use our search tool to check.

Common questions relating to Mersea Island leasehold conveyancing

Having had my offer accepted I require leasehold conveyancing in Mersea Island. Before I set the wheels in motion I would like to find out the remaining lease term.

If the lease is recorded at the land registry - and most are in Mersea Island - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title.For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Looking forward to sign contracts shortly on a garden flat in Mersea Island. Conveyancing solicitors have said that they are sending me a report within the next couple of days. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Mersea Island should include some of the following:

  • The total extent of the property. This will be the flat itself but could also include a loft or basement if applicable.
  • Does the lease prevent you from renting out the flat, or working from home
  • Ground rent - how much and when you need to pay, and also know whether this will change in the future
  • Whether your lease has a provision for a reserve fund?
  • The landlord’s rights to access the flat you be made aware that your landlord has rights of access and I know how much notice s/he must provide.
  • The landlord’s obligations to repair and maintain the building. It is important that you know who is responsible for the repair and maintenance of every part of the building
  • What the implications are if you breach a clause of your lease? For a comprehensive list of information to be included in your report on your leasehold property in Mersea Island please ask your solicitor in ahead of your conveyancing in Mersea Island

  • I have just started marketing my ground floor apartment in Mersea Island.Conveyancing is yet to be initiated but I have just received a quarterly service charge invoice – what should I do?

    Your conveyancing lawyer is likely to suggest that you should pay the invoice as normal because all ground rent and service charges will be apportioned on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

    I today plan to offer on a house that seems to tick a lot of boxes, at a reasonable figure which is making it all the more appealing. I have subsequently been informed that the title is leasehold rather than freehold. I am assuming that there are issues buying a house with a leasehold title in Mersea Island. Conveyancing lawyers have not yet been appointed. Will they explain the issues?

    The majority of houses in Mersea Island are freehold and not leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area can assist with the conveyancing process. We note that you are purchasing in Mersea Island so you should seriously consider looking for a Mersea Island conveyancing solicitor and check that they have experience in dealing with leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a leaseholder you will not be at liberty to do whatever you want to the property. The lease comes with conditions for example obtaining the freeholder’sconsent to carry out alterations. It may be necessary to pay a service charge towards the upkeep of the estate where the property is located on an estate. Your solicitor will report to you on the legal implications.

    Do you have any advice for leasehold conveyancing in Mersea Island with the aim of saving time on the sale process?

    • Much of the frustration in leasehold conveyancing in Mersea Island can be bypassed where you get in touch lawyers as soon as you market your property and ask them to collate the leasehold documentation which will be required by the buyers conveyancers.
    • Many landlords or managing agents in Mersea Island charge for supplying management packs for a leasehold homes. You or your lawyers should discover the actual amount of the charges. The management pack can be applied for as soon as you have a buyer, thus accelerating the process. The average time it takes to receive management information is three weeks. It is the most usual reason for delay in leasehold conveyancing in Mersea Island.
  • If you have carried out any alterations to the property would they have required Landlord’s permission? Have you, for example laid down wooden flooring? Mersea Island leases often stipulate that internal structural alterations or laying down wooden flooring necessitate a licence from the Landlord approving such works. Should you fail to have the approvals to hand you should not contact the landlord without checking with your conveyancer before hand.
  • If you have had conflict with your landlord or managing agents it is very important that these are settled before the property is put on the market. The purchasers and their solicitors will be reluctant to purchase a property where there is a current dispute. You may have to bite the bullet and discharge any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You will still have to reveal particulars of the dispute to the buyers, but it is better to present the dispute as over rather than ongoing.
  • You believe that you know the number of years remaining on your lease but it would be wise to verify this via your lawyers. A buyer’s conveyancer will not be happy to advise their client to proceed with the purchase of a leasehold property the lease term is below 75 years. In the circumstances it is essential at an early stage that you consider whether the lease term for your property needs extending. If it does, contact your solicitors before you put your property on the market for sale.

  • Leasehold Conveyancing in Mersea Island - Sample of Queries before Purchasing

      Be sure to enquire if the the lease contains any adverse restrictions in the lease. By way of example plenty of leases prohibit pets being allowed in certain buildings in Mersea Island. If you love the flatin Mersea Island however your cat is not allowed to move with you then you have a very difficult choice. Where a Mersea Island lease has fewer than eighty years it will affect the marketability of the flat. Check with your bank that they are content with remaining years on the lease. A short lease means that you will most likely require a lease extension at some point and you need to have some idea of how much this would cost. Remember, in most cases you will be required to have owned the premises for two years in order to be entitled to extend the lease. The majority of Mersea Island leasehold apartments will incur a service charge for the upkeep of the building levied by the freeholder. Should you acquire the property you will have to pay this liability, normally in instalments accross the year. This can differ from a couple of hundred pounds to thousands of pounds for blocks with lifts and large communal areas. There will also be a rentcharge to be met yearly, normally this is not a significant figure, say around £50-£100 but you should to enquire it because on occasion it can be many hundreds of pounds.

    Other Topics

    Lease Extensions in Mersea Island