Fixed-fee leasehold conveyancing in Moseley:

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When it comes to leasehold conveyancing in Moseley, you will need to chose a conveyancing practitioner with leasehold experience. Whether your mortgage company is to be Clydesdale , Birmingham Midshires or Bradford & Bingley make sure you choose a lawyer on their panel. Feel free to use our search tool

Moseley leasehold conveyancing Example Support Desk Enquiries

Expecting to complete next month on a ground floor flat in Moseley. Conveyancing lawyers inform me that they report fully next week. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Moseley should include some of the following:

  • You should receive a copy of the lease
  • Details of the parties to the lease, for example these could be the leaseholder (you), head lessor, freeholder
  • Setting out your legal entitlements in respect of the communal areas in the building.By way of example, does the lease permit a right of way over a path or staircase?
  • Ground rent - how much and when you need to pay, and also know whether this will change in the future
  • The landlord’s rights to access the flat you be made aware that your landlord has rights of access and I know how much notice s/he must provide.
  • Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice?
  • Responsibility for repairing the window frames For a comprehensive list of information to be included in your report on your leasehold property in Moseley please ask your conveyancer in ahead of your conveyancing in Moseley

    • I have just started marketing my ground floor apartment in Moseley.Conveyancing lawyers have not yet been instructed but I have just received a half-yearly maintenance charge invoice – what should I do?

    Your conveyancing lawyer is likely to suggest that you should clear the service charge as normal because all ground rent and service charges will be apportioned on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

    I own a leasehold house in Moseley. Conveyancing and Nottingham Building Society mortgage organised. I have received a letter from someone saying they have taken over the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1992. The conveyancing solicitor in Moseley who acted for me is not around.What should I do?

    First make enquiries of HMLR to make sure that this person is in fact the new freeholder. There is no need to instruct a Moseley conveyancing practitioner to do this as you can do this on the Land Registry website for £3. You should note that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

    Can you offer any advice when it comes to finding a Moseley conveyancing firm to deal with our lease extension?

    When appointing a conveyancer for your lease extension (regardless if they are a Moseley conveyancing firm) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggested that you talk with several firms including non Moseley conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. Some following of questions might be of use:

    • How experienced is the practice with lease extension legislation?
  • How many lease extensions has the firm completed in Moseley in the last twenty four months?

    • What are the frequently found defects that you see in leases for Moseley properties?

    There is nothing unique about leasehold conveyancing in Moseley. Most leases are unique and drafting errors can result in certain clauses are missing. The following missing provisions could result in a defective lease:

    • A provision to repair to or maintain elements of the premises
    • Insurance obligations
    • A provision for the recovery of money spent for the benefit of another party.
    • Maintenance charge proportions which don’t add up to the correct percentage

    You could have difficulties when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Birmingham Midshires, Skipton Building Society, and Barclays Direct all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to provide security, forcing the buyer to pull out.

    Moseley Leasehold Conveyancing - A selection of Queries Prior to Purchasing

      What prohibitions are contained in the Moseley Lease? The majority of Moseley leasehold properties will be liable to pay a service bill for the upkeep of the block set on behalf of the landlord. Should you purchase the property you will have to pay this liability, normally quarterly accross the year. This can be anything from a few hundred pounds to thousands of pounds for buildings with lifts and large common areas. There will also be a ground rent to be met yearly, this is usually not a significant figure, say about £25-£75 but you need to enquire as on occasion it could be prohibitively expensive. Is there a share of the freehold?

    Other Topics

    Lease Extensions in Moseley