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When it comes to leasehold conveyancing in Tetbury, you will need to chose a conveyancing solicitor with leasehold experience. Whether your mortgage company is to be Clydesdale , RBS or Bradford & Bingley be sure to choose a lawyer on their panel. Feel free to use our search tool

Tetbury leasehold conveyancing Example Support Desk Enquiries

I want to rent out my leasehold apartment in Tetbury. Conveyancing solicitor who did the purchase is retired - so can't ask him. Is permission from the freeholder required?

Some leases for properties in Tetbury do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably withhold but, in such cases, they would need to review references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.

Looking forward to exchange soon on a ground floor flat in Tetbury. Conveyancing solicitors assured me that they will have a report out to me next week. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Tetbury should include some of the following:

  • You should receive a copy of the lease
  • The length of the lease term You should be advised as what happens when the lease expires, and aware of the importance of not letting the lease term falling below eighty years
  • Details of the parties to the lease, for example these could be the leaseholder (you), head lessor, freeholder
  • The total extent of the premises. This will be the apartment itself but may include a loft or basement if appropriate.
  • You must be told what constitutes a Nuisance in the lease
  • Ground rent - how much and when you need to pay, and also know whether this is subject to change
  • What the implications are if you breach a clause of your lease? For details of the information to be contained in your report on your leasehold property in Tetbury please enquire of your conveyancer in ahead of your conveyancing in Tetbury

    • I have just appointed agents to market my garden apartment in Tetbury.Conveyancing solicitors are to be appointed soon but I have just had a quarterly service charge invoice – what should I do?

    Your conveyancing lawyer is likely to suggest that you should pay the invoice as normal because all ground rent and service charges will be apportioned on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

    Can you offer any advice when it comes to appointing a Tetbury conveyancing firm to carry out our lease extension conveyancing?

    If you are instructing a property lawyer for lease extension works (regardless if they are a Tetbury conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of conveyancing. We suggested that you speak with two or three firms including non Tetbury conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. Some following of questions could be useful:

    • How experienced is the firm with lease extension legislation?
  • Can they put you in touch with client in Tetbury who can give a testimonial?

    • In relation to leasehold conveyancing in Tetbury what are the most common lease defects?

    There is nothing unique about leasehold conveyancing in Tetbury. All leases are individual and drafting errors can sometimes mean that certain clauses are wrong. The following missing provisions could result in a defective lease:

    • A provision to repair to or maintain parts of the premises
    • Insurance obligations
    • Clauses dealing with recovering service charges for expenditure on the building or common parts.
    • Maintenance charge proportions which don’t add up to the correct percentage

    You will encounter difficulties when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. HSBC Bank, Norwich and Peterborough Building Society, and Britannia all have express conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease is defective they may refuse to grant the mortgage, obliging the purchaser to withdraw.

    Tetbury Conveyancing for Leasehold Flats - Examples of Questions you should consider before buying

      It would be prudent to find out if there are any onerous restrictions in the lease. By way of example it is very common in Tetbury leases that pets are not allowed in in a block in Tetbury. If you like the flatin Tetbury however your dog is not allowed to make the move with you then you will be presented with a hard determination. Many Tetbury leasehold properties will be liable to pay a service charge for maintenance of the building levied on behalf of the landlord. Where you buy the apartment you will have to pay this liability, usually quarterly during the year. This can differ from several hundred pounds to thousands of pounds for bigger purpose-built buildings. In all probability there will be a rentcharge to be met yearly, this is usually not a exorbitant amount, say about £25-£75 but you need to check as sometimes it can be many hundreds of pounds. On the whole the outlay for major works are not incorporated into the service charges, although a few managing agents in Tetbury ask leasehold owners to pay into a sinking fund created for the specific purpose of establishing a fund for major repairs or maintenance.

    Other Topics

    Lease Extensions in Tetbury