Stop! Your Lease Extension in Barlborough Could Be FREE

Many leaseholders in Barlborough are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Barlborough has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should commence your Barlborough lease extension


Main reasons to commence your Barlborough lease extension today:

Increase your lease and increase your Barlborough property value

When it comes to long leasehold property in Barlborough, you are actually buying an entitlement to reside in a property for a prescribed time frame. These days flat leases are usually granted for 99 years or 125. Many leasehold owners become complacent as this seems like a long period of time, you may consider extending the lease sooner as opposed to later. The general rule is that the shorter the lease is the cost of extending the lease becomes disproportionately greater especially once there are fewer than eighty years left. Anyone in Barlborough with a lease drawing near to 81 years remaining should seriously think of extending it sooner than later. Once a lease has below 80 years left, under the relevant Act the landlord can calculate and charge a greater premium, based on a technical computation, strangely termed as “marriage value” which is payable.

Barlborough property with a lease extension has roughly the same value as a freehold

It is generally considered that a residential leasehold with in excess of 100 years unexpired lease term is worth approximately the same as a freehold. Where an further 90 years added to any lease with more than 30 years left, the property will be worth the same as a freehold for decades to come.

Mortgage lenders will not loan monies with a short lease

Banks and Building Societies have set criteria when lending monies charged on leasehold homes. Some will simply not lend at all once an unexpired lease term drops below a certain unexpired lease term. Many Mortgage lenders will not regard property with an unexpired below 75 years suitable security. In addition to this being important when selling, it is also relevant where you are seeking to remortgage your Barlborough property.

Lender Requirement
Bank of Scotland
Barclays plc
Barnsley Building Society
The Mortgage Works
Virgin

What makes us experts in Barlborough lease extensions?

Lease extensions in Barlborough can be a difficult process. We recommend you get professional help from a lawyer and valuer with experience in lease extensions.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have a wealth of experience dealing with Barlborough lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Barlborough Lease Extension Example Cases:

Nicole, Barlborough, Derbyshire,

Subsequent to unsuccessful discussions with the freeholder of her purpose-built flat in Barlborough, Nicole initiated the lease extension process just as the lease was approaching the critical 80-year threshold. The legal work was finalised in August 2013. The landlord’s costs were kept to an absolute minimum.

Barlborough case:

In 2009 we were contacted by Dr H Richardson who, having moved into a one bedroom apartment in Barlborough in February 2007. We are asked if we could shed any light on how much (approximately) compensation to the landlord could be to extend the lease by ninety years. Similar properties in Barlborough with an extended lease were worth £248,000. The mid-range ground rent payable was £65 billed every twelve months. The lease lapsed in 2089. Taking into account 63 years outstanding we approximated the premium to the landlord to extend the lease to be between £20,900 and £24,200 plus professional charges.

Barlborough case:

Ms Y Jones took over the lease of a one bedroom flat in Barlborough in April 1997. We are asked if we could approximate the price could be for a 90 year extension to my lease. Comparative homes in Barlborough with a long lease were in the region of £181,600. The average ground rent payable was £55 billed annually. The lease end date was on 9 February 2078. Considering the 52 years left we estimated the compensation to the freeholder to extend the lease to be within £30,400 and £35,200 plus expenses.