Stop! Your Lease Extension in Barnard Castle Could Be FREE

Many leaseholders in Barnard Castle are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Barnard Castle has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Barnard Castle lease extension


Why you should start your Barnard Castle lease extension today:

Increase your lease and increase your Barnard Castle property value

Barnard Castle leases on residential deteriorating in value. if your lease has in the region of ninety years remaining, you should start considering the need for a lease extension. Eighty years is a significant number: when the unexpired term of a lease dips below this level then you begin incurring an additional element called marriage value. Flat owners in Barnard Castle will usually qualify for a lease extension; however it’s a good idea to check with a conveyancing solicitor to check if you qualify. In some cases you may not qualify. There are prescribed timetables and steps to comply with once the process is triggered so it’s wise to be guided by a lawyer during the process.

Barnard Castle property with a lease extension has roughly the same value as a freehold

Leasehold premises in Barnard Castle with over one hundred years unexpired on the lease are often regarded as a ‘virtual freehold’. This is where the lease value the same as a freehold interest in your property. In such situations there is often little to be gained by purchasing the reversionary interest unless savings on ground rent and estate charges warrant it.

Lenders will not finance a property with a short lease

Most high street banks are making their criteria more stringent and a meaningful number now require flats to have at least sixty if not seventy years remaining once the mortgage has expired. Considering many flats in Barnard Castle were built in the 1950s, 1960s and 1970s this means many now need to be extended if they wish to get a mortgage.

Lender Requirement
Birmingham Midshires
Chelsea Building Society
Leeds Building Society
Nationwide Building Society
Santander

Why use us for your lease extension in Barnard Castle?

Regardless of whether you are a tenant or a freeholder in Barnard Castle,the lease extension lawyers that we work with will always be happy to discuss any residential leasehold matters and offer you the benefit of their experience and the close ties they enjoy with Barnard Castle valuers.

Barnard Castle Lease Extension Case Studies:

Harrison, Barnard Castle, County Durham,

Harrison was the the leasehold owner of a 2 bedroom flat in Barnard Castle being marketed with a lease of fraction over 61 years outstanding. Harrison on an informal basis contacted his freeholder being a well known Manchester-based freehold company and enquired on a premium to extend the lease. The freeholder indicated a willingness to grant an extension taking the lease to 125 years on the basis of a new rent to start with set at £100 per annum and doubled every twenty five years thereafter. No ground rent would be payable on a lease extension were Harrison to invoke his statutory right. Harrison obtained expert legal guidance and was able to make a more informed judgement and deal with the matter and readily saleable.

Barnard Castle case:

Mr and Mrs. D Parker was assigned a lease of a garden flat in Barnard Castle in May 2009. We are asked if we could estimate the compensation to the landlord could be to extend the lease by an additional years. Comparable flats in Barnard Castle with a long lease were worth £193,400. The mid-range amount of ground rent was £65 invoiced yearly. The lease ran out in 2085. Taking into account 59 years left we approximated the compensation to the landlord for the lease extension to be between £21,900 and £25,200 plus expenses.

Barnard Castle case:

Mr and Mrs. T White moved into a garden flat in Barnard Castle in October 2009. We are asked if we could shed any light on how much (approximately) price would likely be for a 90 year extension to my lease. Comparative properties in Barnard Castle with an extended lease were valued about £255,000. The average amount of ground rent was £50 billed quarterly. The lease terminated on 10 October 2096. Given that there were 70 years remaining we approximated the compensation to the landlord for the lease extension to be between £9,500 and £11,000 exclusive of legals.