Stop! Your Lease Extension in Barrow In Furness Could Be FREE

Many leaseholders in Barrow In Furness are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Barrow In Furness has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to commence your Barrow In Furness lease extension


Why you should start your Barrow In Furness lease extension today:

A Barrow In Furness lease depreciates with the years remaining on the lease.

With a long leasehold premises in Barrow In Furness, you are actually buying an entitlement to reside in a property for a prescribed time frame. In recent years flat leases are usually granted for 99 years or 125. Even though this may appear like a long period of time, you may consider extending the lease sooner rather than later. Accepted thinking is that the shorter the lease is the cost of extending the lease increases markedly particularly when there are less than eighty years left. Anyone in Barrow In Furness with a lease approaching 81 years left should seriously consider extending it without delay. When a lease has below 80 years left, under the current statute the landlord can calculate and charge a larger amount, based on a technical computation, known as “marriage value” which is payable.

An extended lease is almost the same value as a freehold

It is conventional wisdom that a property with over one hundred years unexpired lease term is worth approximately the equivalent as a freehold. Where an additional ninety years added to any lease with more than 35 years unexpired, the property will be equivalent in value to a freehold for many years in the future.

Lenders will not grant a mortgage with a short lease

Mortgage Lenders differ in their lending criteria. Some set the bar at seventy five years remaining on the lease; others may be content with anything with more than 70 years. Below sixty years, it may be challenging to get a mortgage at all.

Lender Requirement
Barclays plc
Leeds Building Society
Santander
Skipton Building Society
Virgin

Get in touch with one of our Barrow In Furness lease extension solicitors or enfranchisement solicitors

The conveyancing solicitors that we work with handle Barrow In Furness lease extensions and help protect your position. A lease extension can be arranged to be completed to coincide with a change of ownership so the costs of the lease extension are paid for using part of the sale proceeds. You really do need expert legal advice in this difficult and technical area of law. The lawyer we work with provide it.

Barrow In Furness Lease Extension Example Cases:

Felix, Barrow In Furness, Cumbria,

Felix was the the leasehold proprietor of a 2 bedroom flat in Barrow In Furness on the market with a lease of a little over 61 years unexpired. Felix informally contacted his freeholder being a well known Bristol-based freehold company and enquired on a premium to extend the lease. The freeholder indicated a willingness to grant an extension taking the lease to 125 years on the basis of an increased rent to £50 annually. Ordinarily, ground rent would not be payable on a lease extension were Felix to exercise his statutory right. Felix obtained expert advice and was able to make an informed judgement and deal with the matter and readily saleable.

Barrow In Furness case:

In 2014 we were called by Dr Riley Murphy who, having owned a studio apartment in Barrow In Furness in July 2005. We are asked if we could approximate the compensation to the landlord could be for a ninety year extension to my lease. Comparable residencies in Barrow In Furness with 100 year plus lease were valued about £260,000. The average ground rent payable was £50 billed every twelve months. The lease elapsed on 3 July 2098. Having 72 years unexpired we estimated the compensation to the freeholder for the lease extension to be within £9,500 and £11,000 not including expenses.

Barrow In Furness case:

Last year we were contacted by Dr Daisy Nguyen , who moved into a studio flat in Barrow In Furness in November 2003. The dilemma was if we could shed any light on how much (approximately) price would likely be for a ninety year extension to my lease. Comparative residencies in Barrow In Furness with a long lease were worth £256,600. The mid-range amount of ground rent was £60 collected annually. The lease ended in 2078. Taking into account 52 years left we estimated the compensation to the landlord to extend the lease to be within £41,800 and £48,400 exclusive of professional charges.