Stop! Your Lease Extension in Beckenham Could Be FREE

Many leaseholders in Beckenham are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Beckenham has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to commence your Beckenham lease extension


Main reasons to start your Beckenham lease extension today:

Increase your lease and increase your Beckenham property value

With a residential leasehold property in Beckenham, you are actually purchasing an entitlement to live in a property for a prescribed time frame. These days flat leases typically tend to be for 99 years or 125. Even though this may appear like a long period of time, you should consider extending the lease sooner as opposed to later. Accepted thinking is that the shorter the lease is the cost of extending the lease becomes disproportionately greater particularly when there are fewer than eighty years left. Residents in Beckenham with a lease drawing near to 81 years remaining should seriously consider extending it without delay. When the lease term has fewer than 80 years left, under the current statute the freeholder can calculate and demand a greater amount, based on a technical multiplication, known as “marriage value” which is payable.

Beckenham property with a lease extension is almost the same value as a freehold

It is generally considered that a property with over one hundred years remaining is worth roughly the same as a freehold. Where an additional 90 years added to any lease with more than 45 years left, the property will be worth the same as a freehold for decades to come.

Mortgage lenders may not lend with a short lease

Mortgage Lenders are distinct in their lending requirements. Some set the bar at 75 years outstanding on the lease; others may be prepared to lend with anything with more than 70 years. Below sixty years, it may be challenging to get a mortgage in the first place.

Lender Requirement
Bank of Scotland
Birmingham Midshires
Leeds Building Society
TSB
Yorkshire Building Society

What makes us experts in Beckenham lease extensions?

Regardless of whether you are a tenant or a landlord in Beckenham,the lease extension lawyers that we work with will always be happy to discuss any residential leasehold matters and offer you the benefit of their experience and the close ties they enjoy with Beckenham valuers.

Beckenham Lease Extension Case Studies:

Ethan, Beckenham, South East London

14 months ago Ethan, started to get near to the 80-year mark with the lease on his two bedroom apartment in Beckenham. Having purchased his property two decades ago, the lease term was of minimal significance. by good luck, he realised he would imminently be paying way over the odds for a lease extension. Ethan extended the lease just under the wire last January. Ethan and the freeholder in the end settled on the final figure of £6,000 . If the lease had slipped below 80 years, the amount would have increased by a minimum £975.

Beckenham case:

Last year we were approach by Mr D Ramírez , who completed a purpose-built flat in Beckenham in July 2009. We are asked if we could estimate the premium would be to extend the lease by ninety years. Identical flats in Beckenham with an extended lease were worth £267,600. The mid-range amount of ground rent was £65 billed every twelve months. The lease expiry date was in 2093. Taking into account 67 years unexpired we calculated the compensation to the landlord to extend the lease to be between £14,300 and £16,400 not including fees.

Decision in Bromley

An example of a Freehold Enfranchisement case for a Beckenham flat is 26 Manor Road in July 2010. the Tribunal decided that price to be paid for the freehold was £12,420 This case related to 2 flats. The number of years remaining on the existing lease(s) was 76.75 and 88.83.