Stop! Your Lease Extension in Bloxham Could Be FREE

Many leaseholders in Bloxham are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Bloxham has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should start your Bloxham lease extension


Top reasons for lease extension now:

Increase your lease and increase your Bloxham property value

As the the remaining lease term of a Bloxham domestic lease diminished so does its value and therefore the value of your property. Where the lease has, over 100 years to run then this decrease may be negligible that being said there will become a point in time when a lease has fewer than 80 years remaining as part of the premium you will incur is what is termed as a marriage value. This could be significant. It is the primary logic behind why you should extend the lease without delay. The majority of flat owners in Bloxham will meet the qualifying criteria; however a conveyancer should be able to advise whether you are eligible for a lease extension. In certain situations you may not qualify, the most frequent reason being that you have not been the owner of the property for two years.

Bloxham property with a lease extension is almost the same value as a freehold

It is conventional wisdom that a residential leasehold with more than one hundred years unexpired lease term is worth approximately the same as a freehold. Where an additional ninety years added to all but the shortest lease, the residence will be worth the same as a freehold for many years in the future.

Mortgage lenders may decide not to finance a property with a short lease

Most banks and building societies require a lengthy amount of time remaining on a leasehold property before they will contemplate lending on it. Regardless of whether you need a mortgage, you should bear in mind that it is reasonable to assume that someone wishing to buy your property in the future might well do, so where they can't secure a mortgage, then the financial worth of the property could be adversely impacted. Since 2008 many mortgage lenders have increased the required minimum lease length that they are prepared to lend on

Lender Requirement
Bank of Scotland
Barnsley Building Society
Leeds Building Society
Skipton Building Society
Virgin

Get in touch with one of our Bloxham lease extension solicitors or enfranchisement solicitors

Regardless of whether you are a tenant or a landlord in Bloxham,the lease extension experts that we work with will always be willing to discuss any residential leasehold matters and offer you the benefit of their in-depth market knowledge and the close ties they enjoy with Bloxham valuers.

Bloxham Lease Extension Case Summaries:

Seth, Bloxham, Oxfordshire,

Seth was the the leasehold proprietor of a studio apartment in Bloxham being marketed with a lease of a few days over sixty years unexpired. Seth informally contacted his freeholder a well known local-based freehold company for a lease extension. The freeholder indicated a willingness to extend the lease to 125 years subject to an increased rent to £200 yearly. No ground rent would be payable on a lease extension were Seth to invoke his statutory right. Seth procured expert advice and was able to make an informed decision and deal with the matter and readily saleable.

Bloxham case:

Last Autumn we were phoned by Mr and Mrs. H Williams , who took over the lease of a studio apartment in Bloxham in June 2005. The question was if we could approximate the compensation to the landlord could be for a ninety year extension to my lease. Comparable premises in Bloxham with a long lease were valued about £255,000. The mid-range ground rent payable was £50 billed quarterly. The lease expired on 6 January 2097. Taking into account 71 years unexpired we estimated the compensation to the freeholder to extend the lease to be between £9,500 and £11,000 exclusive of legals.

Bloxham case:

In 2011 we were e-mailed by Ms O Cox who, having was assigned a lease of a purpose-built apartment in Bloxham in August 1997. The question was if we could shed any light on how much (approximately) price could be for a ninety year extension to my lease. Comparative residencies in Bloxham with an extended lease were worth £249,200. The average amount of ground rent was £60 billed monthly. The lease finished on 17 September 2077. Taking into account 51 years as a residual term we approximated the premium to the landlord for the lease extension to be between £43,700 and £50,600 exclusive of fees.