Stop! Your Lease Extension in Bozeat Could Be FREE

Many leaseholders in Bozeat are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Bozeat has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Bozeat lease extension


Main reasons to start your Bozeat lease extension today:

Increase your lease and increase your Bozeat property value

There is no doubt about it a leasehold property in Bozeat is a wasting asset as a result of the shortening lease. If the residual term has, over 125 years to run then this decrease may be fractional nevertheless there will become a point in time when a lease has fewer than 80 years unexpired as part of the premium you will incur is what is termed as a marriage value. This could increase markedly the cost. It is the main rational as to why you should extend the lease without delay. The majority of flat owners in Bozeat will qualify for this right; that being said a conveyancing solicitor can confirm whether you are eligible for a lease extension. In certain situations you may not qualify, the most common reason being that you have not been the owner of the property for two years.

Bozeat property with a lease extension has roughly the same value as a freehold

It is generally accepted that a residential leasehold with more than one hundred years remaining is worth roughly the equivalent as a freehold. Where an further 90 years added to all but the shortest lease, the property will be worth the same as a freehold for many years in the future.

Mortgage lenders will not lend with a short lease

Lending institutions have specific criteria when loaning funds charged on leasehold property. Some will simply refrain from lending at all once an unexpired lease term drops beneath a specified unexpired lease term. Many Banks and Building Societies will not consider property with a remaining below 75 years suitable security. As well as impacting your ability to sell, it is also relevant if you are wanting to remortgage your Bozeat property.

Lender Requirement
Bank of Scotland
Barclays plc
Godiva Mortgages
Santander
Yorkshire Building Society

Why use us for your lease extension in Bozeat?

Lease extensions in Bozeat can be a difficult process. We recommend you obtain guidance from a lawyer and valuer well versed in the legislation and lease extension process.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have in-depth market knowledge procuring Bozeat lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Bozeat Lease Extension Example Cases:

Harriet, Bozeat, Northamptonshire,

Trailing lengthy correspondence with the landlord of her two bedroom flat in Bozeat, Harriet initiated the lease extension process as the eighty year mark was swiftly approaching. The legal work was finalised in August 2008. The freeholder’s fees were kept to an absolute minimum.

Bozeat case:

Dr N Jackson owned a one bedroom flat in Bozeat in October 2004. We are asked if we could approximate the price would be for a 90 year lease extension. Comparative properties in Bozeat with 100 year plus lease were worth £260,000. The average ground rent payable was £50 billed per annum. The lease end date was on 2 February 2098. Given that there were 72 years left we approximated the premium to the freeholder for the lease extension to be between £9,500 and £11,000 plus expenses.

Bozeat case:

In 2012 we were contacted by Mr Dylan Edwards who, having moved into a purpose-built apartment in Bozeat in July 2012. The dilemma was if we could estimate the price would be to prolong the lease by ninety years. Identical premises in Bozeat with 100 year plus lease were valued around £256,600. The mid-range amount of ground rent was £60 collected monthly. The lease concluded in 2078. Given that there were 52 years remaining we calculated the compensation to the landlord to extend the lease to be within £41,800 and £48,400 exclusive of professional charges.