Stop! Your Lease Extension in Burnham On Sea Could Be FREE

Many leaseholders in Burnham On Sea are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Burnham On Sea has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Burnham On Sea lease extension


Top reasons for lease extension now:

A Burnham On Sea leasehold property depreciates with the years remaining on the lease.

When it comes to domestic leasehold premises in Burnham On Sea, you are actually buying a right to live in a property for a prescribed time frame. Modern flat leases typically tend to be for 99 years or 125. Even though this may appear like a long period of time, you should think about extending the lease sooner as opposed to later. The general rule is that the shorter the number of years is the cost of extending the lease increases markedly notably once there are fewer than eighty years remaining. Leasehold owners in Burnham On Sea with a lease approaching 81 years left should seriously consider extending it without delay. Once the lease term has below eighty years remaining, under the current legislation the freeholder is entitled to calculate and demand a larger amount, based on a technical computation, known as “marriage value” which is due.

Burnham On Sea property with a lease extension has roughly the same value as a freehold

It is generally considered that a property with over 100 years unexpired lease term is worth approximately the same as a freehold. Where an further 90 years added to all but the shortest lease, the residence will be equivalent in value to a freehold for many years ahead.

Lenders may not grant a mortgage with a short lease

Lending institutions have specific criteria when loaning monies charged on leasehold homes. Many will simply refrain from lending at all once an unexpired lease term falls under a specified unexpired lease term. Many Mortgage lenders will not consider property with an unexpired below 75 years as adequate security. As well as this being important when selling, it is also relevant if you are seeking to refinance your Burnham On Sea property.

Lender Requirement
Barnsley Building Society
Chelsea Building Society
Skipton Building Society
TSB
Royal Bank of Scotland

What makes us experts in Burnham On Sea lease extensions?

Using our service gives you increased control over the value of your Burnham On Sea leasehold, as your property will be more valuable and saleable in respect of lease length should you want to sell. The conveyancing solicitors that we work with are well versed in the legislation handling many hundreds of lease extensions or freehold purchase transactions.

Burnham On Sea Lease Extension Case Summaries:

Nathaniel, Burnham On Sea, Somerset

During the course of the last few months Nathaniel, started to get close to the 80-year threshold with the lease on his leasehold apartment in Burnham On Sea. Having bought his home two decades ago, the length of the lease was of little importance. Thankfully, he noticed he needed to take action soon on Extending the lease. Nathaniel arranged for a lease extension just under the wire last August. Nathaniel and the freeholder via the management company subsequently agreed on an amount of £5,000 . If he failed to meet the deadline, the amount would have become more costly by a minimum £1,150.

Burnham On Sea case:

Last Christmas we were called by Mr and Mrs. Y González , who was assigned a lease of a basement apartment in Burnham On Sea in June 2007. We are asked if we could estimate the premium would be to prolong the lease by 90 years. Identical flats in Burnham On Sea with an extended lease were in the region of £203,200. The average amount of ground rent was £65 collected monthly. The lease finished on 15 June 2087. Considering the 61 years unexpired we calculated the premium to the freeholder for the lease extension to be between £19,000 and £22,000 plus costs.

Burnham On Sea case:

Last September we were e-mailed by Mr Eliot Adams , who moved into a purpose-built flat in Burnham On Sea in January 2006. The dilemma was if we could shed any light on how much (approximately) price would be to prolong the lease by a further 90 years. Similar properties in Burnham On Sea with an extended lease were valued around £260,000. The mid-range ground rent payable was £50 invoiced every twelve months. The lease concluded on 11 July 2098. Given that there were 72 years outstanding we estimated the compensation to the freeholder to extend the lease to be within £9,500 and £11,000 plus legals.