Stop! Your Lease Extension in Burnopfield Could Be FREE

Many leaseholders in Burnopfield are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Burnopfield has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should start your Burnopfield lease extension


Main reasons to commence your Burnopfield lease extension today:

A Burnopfield leasehold property depreciates with the years remaining on the lease.

As the the remaining lease term of a Burnopfield domestic lease lessens so does its value and therefore the value of your property. If the residual term has, in excess of 100 years to run then this decrease may be of little impact that being said there will become a stage when a lease has under than 80 years left as part of the premium you will incur is what is known as a marriage value. This could increase sharply the cost. It is the primary logic behind why you should consider extending without delay. Most flat owners in Burnopfield will meet the qualifying criteria; that being said a conveyancer can confirm if you are eligible to extend your lease. In limited situations you may not qualify, the most common reason being that you have not been the owner of the property for two years.

An extended lease is almost the same value as a freehold

Leasehold residencies in Burnopfield with in excess of 100 years outstanding on the lease are often referred to as ‘virtual freehold’. This is where the lease value the same as a freehold interest in your premises. In such situations there is often little upside in buying the reversionary interest unless savings on ground rent and maintenance charges justify it.

Lenders may decide not to grant a mortgage with a short lease

Banks and Building Societies have set criteria when lending monies secured on leasehold homes. Many will simply not lend at all once an unexpired lease term drops beneath a certain unexpired lease term. Many Lending institutions will not regard property with an unexpired term of less than seventy years as adequate security. In addition to this being important when selling, it is also relevant where you are intending to refinance your Burnopfield property.

Lender Requirement
Chelsea Building Society
Leeds Building Society
Nationwide Building Society
Santander
Yorkshire Building Society

Get in touch with one of our Burnopfield lease extension solicitors or enfranchisement solicitors

The lawyers that we work with procure Burnopfield lease extensions and help protect your position. A lease extension can be arranged to be completed to coincide with a change of ownership so the costs of the lease extension are paid for using part of the sale proceeds. You really do need expert legal advice in this difficult and technical area of law. The lawyer we work with provide it.

Burnopfield Lease Extension Case Studies:

Samuel, Burnopfield, County Durham,

Samuel was the the leasehold proprietor of a studio apartment in Burnopfield on the market with a lease of just over 72 years outstanding. Samuel informally approached his freeholder a well known Manchester-based freehold company for a lease extension. The freeholder indicated a willingness to grant an extension taking the lease to 125 years subject to a new rent initially set at £100 per annum and doubled every twenty five years thereafter. No ground rent would be due on a lease extension were Samuel to invoke his statutory right. Samuel procured expert legal guidance and secured an acceptable resolution without resorting to tribunal and readily saleable.

Burnopfield case:

In 2011 we were phoned by Mr Y Martínez who, having owned a recently refurbished flat in Burnopfield in April 2000. The dilemma was if we could approximate the premium would be for a 90 year lease extension. Similar properties in Burnopfield with a long lease were valued around £181,600. The average ground rent payable was £55 invoiced yearly. The lease came to a finish on 2 November 2078. Taking into account 52 years left we calculated the compensation to the landlord for the lease extension to be between £30,400 and £35,200 plus professional charges.

Burnopfield case:

Last Summer we were called by Mr Y Mason , who bought a ground floor flat in Burnopfield in August 1996. We are asked if we could estimate the compensation to the landlord would be to prolong the lease by an additional years. Similar premises in Burnopfield with 100 year plus lease were worth £285,000. The mid-range amount of ground rent was £45 billed quarterly. The lease finished in 2098. Taking into account 72 years left we approximated the compensation to the landlord for the lease extension to be between £12,400 and £14,200 plus professional charges.