Stop! Your Lease Extension in Carmel Could Be FREE

Many leaseholders in Carmel are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Carmel has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Carmel lease extension


Why you should start your Carmel lease extension today:

Increase your lease and increase your Carmel property value

The rule of thumb is, all other things holding equal, the shorter the lease the more expensive the premium. Qualifying leaseholders in Carmel can extend the lease for an additional 90 years in accordance with statute. Please give careful consideration before delaying your Carmel lease extension. Postponing that expense today simply increases the price you will eventually have to pay to extend the lease.

Carmel property with a lease extension is almost the same value as a freehold

Leasehold premises in Carmel with more than one hundred years unexpired on the lease are sometimes regarded as a ‘virtual freehold’. This is where the lease is worth the same as a freehold interest in your property. In such circumstances there is often little to be gained by purchasing the reversionary interest unless savings on ground rent and service charges justify it.

Mortgage lenders may not finance a property on a short lease

Banks and building societies are distinct in their lending criteria. Some draw the line at 75 years outstanding on the lease; others may be content with anything with more than 70 years. Below 60 years, it may be impossible to obtain a mortgage at all.

Lender Requirement
Barnsley Building Society
Birmingham Midshires
Halifax
Leeds Building Society
Nationwide Building Society

Get in touch with one of our Carmel lease extension solicitors or enfranchisement solicitors

Irrespective of whether you are a tenant or a freeholder in Carmel,the lease extension solicitors that we work with will always be happy to discuss any residential leasehold matters and offer you the benefit of their experience and the close ties they enjoy with Carmel valuers.

Carmel Lease Extension Case Studies:

Phoebe, Carmel, Flintshire,

After protracted negotiations with the landlord of her leasehold apartment in Carmel, Phoebe started the lease extension process as the 80 year mark was quickly nearing. The lease extension completed in October 2015. The landlord’s costs were kept to an absolute minimum.

Carmel case:

Last August we were approach by Dr Bethany James , who completed a ground floor apartment in Carmel in August 2010. The dilemma was if we could approximate the compensation to the landlord would be to prolong the lease by an additional years. Identical residencies in Carmel with an extended lease were in the region of £205,000. The mid-range amount of ground rent was £50 invoiced every twelve months. The lease finished in 2104. Taking into account 78 years outstanding we estimated the compensation to the freeholder to extend the lease to be within £8,600 and £9,800 exclusive of expenses.

Carmel case:

In 2010 we were contacted by Ms Robyn López who, having took over the lease of a first floor apartment in Carmel in June 2010. We are asked if we could approximate the compensation to the landlord would likely be to prolong the lease by 90 years. Identical properties in Carmel with an extended lease were worth £267,600. The average amount of ground rent was £65 invoiced monthly. The lease terminated on 14 June 2093. Considering the 67 years as a residual term we calculated the compensation to the freeholder to extend the lease to be between £14,300 and £16,400 not including fees.