Stop! Your Lease Extension in Castle Vale Could Be FREE

Many leaseholders in Castle Vale are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Castle Vale has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to start your Castle Vale lease extension


Main reasons to commence your Castle Vale lease extension today:

A Castle Vale leasehold property depreciates with the years remaining on the lease.

When it comes to residential leasehold property in Castle Vale, you are in fact renting it for a certain period of time. In recent years flat leases typically tend to be for 99 years or 125. Even though this may appear like a long period of time, you should think about a lease extension sooner as opposed to later. The general rule is that the shorter the lease is the cost of extending the lease gets disproportionately greater notably once there are less than 80 years left. Leasehold owners in Castle Vale with a lease drawing near to 81 years left should seriously consider extending it sooner as opposed to later. When the lease term has under eighty years outstanding, under the relevant statute the freeholder can calculate and demand a larger amount, based on a technical calculation, strangely termed as “marriage value” which is payable.

An extended lease is almost the same value as a freehold

It is generally considered that a property with more than 100 years remaining is worth roughly the same as a freehold. Where an further ninety years added to any lease with more than 35 years remaining, the residence will be equivalent in value to a freehold for many years in the future.

Banks and Building Societies will not grant a mortgage on a short lease

Banks and Building Societies are less likely to grant a mortgage on a residential flat in Castle Vale with a short lease. Many lenders simply refuse a mortgage on leases with less than 75 years left.

Lender Requirement
Barnsley Building Society
Halifax
Skipton Building Society
The Mortgage Works
Virgin

What makes us experts in Castle Vale lease extensions?

Engaging our service gives you increased control over the value of your Castle Vale leasehold, as your property will be more valuable and marketable in relation to the lease length should you want to sell. The conveyancing solicitors that we work with have a in-depth market knowledge handling many hundreds of lease extensions or freehold purchase transactions.

Castle Vale Lease Extension Example Cases:

Laura, Castle Vale, Birmingham,

Following lengthy negotiations with the freeholder of her purpose-built apartment in Castle Vale, Laura commenced the lease extension process just as her lease was approaching the all-important eighty-year mark. The lease extension was finalised in November 2006. The landlord’s fees were kept to an absolute minimum.

Castle Vale case:

Dr Logan López acquired a basement apartment in Castle Vale in April 2009. The question was if we could shed any light on how much (roughly) premium could be to prolong the lease by ninety years. Identical homes in Castle Vale with an extended lease were in the region of £232,800. The average ground rent payable was £45 collected per annum. The lease finished in 2091. Considering the 65 years as a residual term we approximated the compensation to the landlord for the lease extension to be between £13,300 and £15,400 plus legals.

Castle Vale case:

Last Summer we were approach by Ms Millie Rivera , who took over the lease of a basement flat in Castle Vale in August 2009. The question was if we could approximate the premium would likely be for a ninety year extension to my lease. Identical homes in Castle Vale with 100 year plus lease were worth £275,000. The mid-range amount of ground rent was £55 collected monthly. The lease elapsed on 2 February 2102. Taking into account 76 years left we estimated the compensation to the freeholder to extend the lease to be within £9,500 and £11,000 plus legals.