Stop! Your Lease Extension in Chislehurst Could Be FREE

Many leaseholders in Chislehurst are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Chislehurst has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should commence your Chislehurst lease extension


Top reasons for lease extension now:

A Chislehurst leasehold property depreciates with the years remaining on the lease.

The closer a domestic lease in Chislehurst nears to zero years unexpired, the the greater the reduction in the value of the property. If the residual term has, more than one hundred years to run then this decrease may be negligible however there will become a point in time when a lease has under than eighty years left as part of the premium you will incur is what is known as a marriage value. This could increase markedly the cost. It is the primary rational as to why you should extend the lease sooner than later. The majority of flat owners in Chislehurst will qualify for this right; nevertheless a conveyancer should be able to confirm if you qualify to extend your lease. In limited situations you may not qualify, the most common reason being that you have owned the property for less than two years.

An extended lease is almost the same value as a freehold

Leasehold properties in Chislehurst with more than one hundred years left on the lease are sometimes regarded as a ‘virtual freehold’. This is where the lease is worth the same as a freehold interest in your premises. In such situations there is often little to be gained by buying the reversionary interest unless savings on ground rent and maintenance charges justify it.

Banks and Building Societies may not grant a mortgage on a short lease

Lending institutions are less likely to grant a mortgage on a domestic flat in Chislehurst with a short lease. Many lenders simply refuse a mortgage on leases with less than 75 years remaining.

Lender Requirement
Bank of Scotland
National Westminster Bank
Nationwide Building Society
Skipton Building Society
Royal Bank of Scotland

Get in touch with one of our Chislehurst lease extension solicitors or enfranchisement solicitors

Irrespective of whether you are a tenant or a landlord in Chislehurst,the lease extension lawyers that we work with will always be willing to discuss any residential leasehold matters and offer you the benefit of their in-depth market knowledge and the close ties they enjoy with Chislehurst valuers.

Chislehurst Lease Extension Case Summaries:

Lauren, Chislehurst, South East London,

After unsuccessful discussions with the landlord of her purpose-built flat in Chislehurst, Lauren initiated the lease extension process as the eighty year deadline was quickly coming. The lease extension completed in June 2013. The freeholder’s charges were kept to an absolute minimum.

Chislehurst case:

Dr Jonathan Sharif moved into a basement flat in Chislehurst in July 2000. We are asked if we could estimate the compensation to the landlord would be for a ninety year lease extension. Comparative flats in Chislehurst with an extended lease were in the region of £300,000. The mid-range amount of ground rent was £50 collected yearly. The lease elapsed on 17 March 2102. Taking into account 76 years remaining we approximated the compensation to the freeholder to extend the lease to be between £8,600 and £9,800 exclusive of legals.

Decision in Bromley

An example of a Lease Extension case for a Chislehurst premises is 70 Andace Park Gardens 133-149 Widmore Road in November 2013. Tribunal determined that the premium payable for the lease extension was £10,052 This case was in relation to 1 flat. The unexpired term was 72 years.