Stop! Your Lease Extension in Clacton On Sea Could Be FREE

Many leaseholders in Clacton On Sea are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Clacton On Sea has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should start your Clacton On Sea lease extension


Why you should start your Clacton On Sea lease extension today:

Increase your lease and increase your Clacton On Sea property value

The basic rule is, all other factors being equal, the shorter the lease the more expensive the premium. Qualifying leaseholders in Clacton On Sea may extend the lease for an additional 90 years in accordance with statute. Do think carefully before delaying your Clacton On Sea lease extension. Putting off that expense now simply escalates the price you will eventually have to pay for a lease extension.

An extended lease has roughly the same value as a freehold

It is conventional wisdom that a residential leasehold with in excess of 100 years remaining is worth roughly the equivalent as a freehold. Where an further ninety years added to all but the shortest lease, the residence will be worth the same as a freehold for many years ahead.

Lenders may decide not to issue a mortgage with a short lease

Whether or not the lease is be regarded as a short lease depends on the specific mortgage company, yet mortgage lenders start to become jittery at around 75 years. This will be problematic once you come to dispose of or refinance your flat as it will be practically unmortgageable. Even though you may have no immediate intention to sell but when you do your buyer must wait a couple of years before being able to start the legal procedures for a lease extension.

Lender Requirement
Birmingham Midshires
Halifax
National Westminster Bank
The Mortgage Works
Virgin

Why use us for your lease extension in Clacton On Sea?

Using our service will provide you increased control over the value of your Clacton On Sea leasehold, as your property will be more valuable and marketable in terms of lease length should you decide to sell. The conveyancing solicitors that we work with are well versed in the legislation handling many hundreds of lease extensions or freehold purchase transactions.

Clacton On Sea Lease Extension Case Studies:

Isabelle, Clacton On Sea, Essex,

After lengthy discussions with the freeholder of her garden apartment in Clacton On Sea, Isabelle initiated the lease extension process as the 80 year deadline was quickly advancing. The lease extension completed in November 2007. The freeholder’s charges were negotiated to less than 600 pounds.

Clacton On Sea case:

Mr and Mrs. C Rose completed a one bedroom apartment in Clacton On Sea in March 2008. The dilemma was if we could shed any light on how much (approximately) compensation to the landlord would likely be for a 90 year extension to my lease. Comparative premises in Clacton On Sea with 100 year plus lease were worth £275,000. The average ground rent payable was £55 collected quarterly. The lease concluded on 2 September 2102. Given that there were 76 years unexpired we approximated the compensation to the landlord for the lease extension to be within £9,500 and £11,000 plus legals.

Clacton On Sea case:

In 2010 we were approached by Mr Toby Turner who, having owned a garden flat in Clacton On Sea in May 2002. The dilemma was if we could estimate the price could be to extend the lease by ninety years. Similar flats in Clacton On Sea with an extended lease were worth £176,200. The average amount of ground rent was £65 collected quarterly. The lease termination date was in 2082. Considering the 56 years as a residual term we calculated the premium to the freeholder to extend the lease to be between £29,500 and £34,000 not including costs.