Stop! Your Lease Extension in Flamborough Could Be FREE

Many leaseholders in Flamborough are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Flamborough has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Flamborough lease extension


Top reasons for lease extension now:

A Flamborough lease depreciates with the years remaining on the lease.

When it comes to domestic leasehold property in Flamborough, you are actually purchasing a right to live in a property for a set period of time. These days flat leases typically tend to be for 99 years or 125. Even though this may appear like a long period of time, you may consider a lease extension sooner as opposed to later. Accepted thinking is that the shorter the number of years is the cost of extending the lease increases markedly notably once there are less than eighty years remaining. Anyone in Flamborough with a lease approaching 81 years left should seriously think of extending it without delay. When the lease term has fewer than eighty years left, under the relevant legislation the freeholder is entitled to calculate and demand a larger premium, based on a technical multiplication, strangely termed as “marriage value” which is payable.

An extended lease has roughly the same value as a freehold

Leasehold premises in Flamborough with more than one hundred years outstanding on the lease are sometimes referred to as ‘virtual freehold’. This is where the lease value the same as a freehold interest in your premises. In such circumstances there is often little to be gained by purchasing the reversionary interest unless savings on ground rent and service charges merit it.

Banks and Building Societies will not finance a property with a short lease

Most mortgage lenders will be unwilling to lend on a lease with under seventy years unexpired - although this varies from lender to lender. A purchaser will undoubtedly find it difficult to obtain a mortgage and this could result in your Flamborough property being difficult to sell or remortgage.

Lender Requirement
Chelsea Building Society
Coventry Building Society
National Westminster Bank
TSB
Virgin

Get in touch with one of our Flamborough lease extension solicitors or enfranchisement solicitors

Lease extensions in Flamborough can be a difficult process. We recommend you obtain guidance from a conveyancer and surveyor with experience in lease extensions.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have in-depth market knowledge dealing with Flamborough lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Flamborough Lease Extension Case Studies:

Daniel, Flamborough, East Yorkshire,

Daniel was the the leasehold owner of a 2 bedroom apartment in Flamborough on the market with a lease of a little over 61 years remaining. Daniel informally spoke with his landlord a well known Manchester-based freehold company for a lease extension. The landlord indicated a willingness to extend the lease to 125 years on the basis of a new rent at the outset set at £200 per annum and doubled every 25 years thereafter. Ordinarily, ground rent would not be payable on a lease extension were Daniel to exercise his statutory right. Daniel obtained expert legal guidance and was able to make a more informed decision and handle with the matter and readily saleable.

Flamborough case:

Last month we were contacted by Dr Abbie Sharif , who moved into a studio apartment in Flamborough in March 2007. The question was if we could approximate the compensation to the landlord would likely be for a ninety year extension to my lease. Comparative residencies in Flamborough with an extended lease were valued around £200,000. The average ground rent payable was £50 collected yearly. The lease came to a finish in 2103. Having 77 years remaining we estimated the compensation to the landlord for the lease extension to be between £8,600 and £9,800 not including legals.

Flamborough case:

Last Winter we were e-mailed by Mr and Mrs. H Gray , who purchased a garden apartment in Flamborough in April 2004. We are asked if we could approximate the compensation to the landlord could be for a ninety year lease extension. Comparable residencies in Flamborough with 100 year plus lease were in the region of £260,200. The mid-range amount of ground rent was £65 billed quarterly. The lease finished in 2092. Given that there were 66 years remaining we calculated the compensation to the landlord for the lease extension to be within £16,200 and £18,600 not including costs.