Stop! Your Lease Extension in Holbrook Could Be FREE

Many leaseholders in Holbrook are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Holbrook has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should start your Holbrook lease extension


Top reasons for lease extension now:

A Holbrook lease depreciates with the years remaining on the lease.

With a long leasehold premises in Holbrook, you effectively rent it for a certain amount of time. In recent years flat leases are usually granted for 99 years or 125. Many leasehold owners become complacent as this seems like a long period of time, you should think about a lease extension sooner rather than later. The general rule is that the shorter the number of years is the cost of extending the lease becomes disproportionately greater notably once there are less than 80 years remaining. Leasehold owners in Holbrook with a lease approaching 81 years left should seriously consider extending it sooner than later. When the lease term has less than 80 years remaining, under the current statute the freeholder is entitled to calculate and demand a larger premium, assessed on a technical multiplication, strangely termed as “marriage value” which is due.

Holbrook property with a lease extension is almost the same value as a freehold

Leasehold premises in Holbrook with more than 100 years outstanding on the lease are often regarded as a ‘virtual freehold’. This is where the lease value the same as a freehold interest in your premises. In such situations there is often little upside in buying the reversionary interest unless savings on ground rent and maintenance charges warrant it.

Mortgage lenders may decide not to grant a mortgage on a short lease

Mortgage Lenders differ in their lending requirements. Some set the bar at 75 years remaining on the lease; others may be happy with anything in excess 70 years. With less than sixty years, it may be difficult to obtain a mortgage at all.

Lender Requirement
Barclays plc
Barnsley Building Society
Chelsea Building Society
Godiva Mortgages
Leeds Building Society

What makes us experts in Holbrook lease extensions?

Using our service will provide you enhanced control over the value of your Holbrook leasehold, as your property will be more valuable and marketable in relation to the lease length should you want to sell. The lawyers that we work with are well versed in the legislation handling many hundreds of lease extensions or freehold purchase transactions.

Holbrook Lease Extension Case Summaries:

Noah, Holbrook, Suffolk,

Noah was the the leasehold proprietor of a studio apartment in Holbrook on the market with a lease of a few days over 72 years outstanding. Noah on an informal basis spoke with his landlord a well known London-based freehold company and enquired on a premium to extend the lease. The freeholder was prepared to agree an extension on non-statutory terms taking the lease to 125 years subject to an increased rent to £125 yearly. No ground rent would be due on a lease extension were Noah to exercise his statutory right. Noah obtained expert advice and secured satisfactory deal without resorting to tribunal and ending up with a market value flat.

Holbrook case:

Mr H Walker moved into a basement flat in Holbrook in January 1998. The question was if we could shed any light on how much (approximately) compensation to the landlord would likely be to extend the lease by 90 years. Similar homes in Holbrook with an extended lease were valued around £168,800. The mid-range ground rent payable was £60 invoiced yearly. The lease terminated on 24 November 2081. Considering the 55 years left we approximated the compensation to the freeholder to extend the lease to be between £31,400 and £36,200 plus fees.

Holbrook case:

Last Spring we were contacted by Mr and Mrs. S Michel , who took over the lease of a newly refurbished flat in Holbrook in July 1995. The dilemma was if we could shed any light on how much (approximately) premium would likely be to extend the lease by a further 90 years. Similar premises in Holbrook with 100 year plus lease were worth £235,200. The mid-range amount of ground rent was £45 billed per annum. The lease expired on 26 January 2092. Given that there were 66 years remaining we calculated the compensation to the landlord for the lease extension to be between £12,400 and £14,200 plus fees.