Stop! Your Lease Extension in Irlam and Cadishead Could Be FREE

Many leaseholders in Irlam and Cadishead are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Irlam and Cadishead has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Irlam and Cadishead lease extension


Top reasons for lease extension now:

A Irlam and Cadishead leasehold property depreciates with the years remaining on the lease.

The value of Irlam and Cadishead leasehold residential property falls as the lease term becomes shorter and this will have an impact on its saleability. The cost of a lease extension can escalate materialy once the remaining term is less than 80 years

An extended lease has roughly the same value as a freehold

Leasehold premises in Irlam and Cadishead with more than one hundred years unexpired on the lease are often regarded as a ‘virtual freehold’. This is where the lease value the same as a freehold interest in your property. In such circumstances there is often little upside in buying the freehold unless savings on ground rent and maintenance charges justify it.

Lending institutions will not lend on a short lease

Most banks have narrowed their lending criteria in recent years and borrowers are finding it increasingly difficult to raise finance or re-mortgage against property with shorter lease terms, particularly below seventy years as they are regarded as inadequate for lending purposes.

Lender Requirement
Barclays plc
Coventry Building Society
Halifax
Nationwide Building Society
Virgin

Why use us for your lease extension in Irlam and Cadishead?

Engaging our service will provide you increased control over the value of your Irlam and Cadishead leasehold, as your property will be more valuable and marketable in terms of lease length should you decide to sell. The conveyancing solicitors that we work with are well versed in the legislation handling many hundreds of lease extensions or freehold purchase transactions.

Irlam and Cadishead Lease Extension Example Cases:

Hollie, Irlam and Cadishead, Manchester,

Subsequent to unsuccessful discussions with the freeholder of her one bedroom apartment in Irlam and Cadishead, Hollie initiated the lease extension process as the eighty year deadline was quickly approaching. The transaction completed in July 2009. The freeholder’s charges were restricted to below 550 GBP.

Irlam and Cadishead case:

Dr Y Ramírez purchased a recently refurbished flat in Irlam and Cadishead in July 1995. The dilemma was if we could shed any light on how much (roughly) price could be for a ninety year extension to my lease. Comparable properties in Irlam and Cadishead with 100 year plus lease were in the region of £227,800. The average amount of ground rent was £45 collected yearly. The lease lapsed on 10 January 2091. Having 65 years left we estimated the compensation to the landlord for the lease extension to be within £13,300 and £15,400 plus fees.

Irlam and Cadishead case:

Last Winter we were contacted by Mr and Mrs. N Hernández , who owned a studio flat in Irlam and Cadishead in November 2012. We are asked if we could estimate the compensation to the landlord would be to prolong the lease by ninety years. Comparative premises in Irlam and Cadishead with an extended lease were valued around £275,000. The mid-range ground rent payable was £55 collected per annum. The lease concluded in 2102. Considering the 76 years outstanding we approximated the compensation to the freeholder for the lease extension to be between £9,500 and £11,000 exclusive of costs.