Stop! Your Lease Extension in Langford Could Be FREE

Many leaseholders in Langford are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Langford has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to commence your Langford lease extension


Top reasons for lease extension now:

A Langford lease depreciates with the years remaining on the lease.

Langford leases on residential properties are gradually decreasing in value. The shorter the remaining lease term becomes, the less it is worth – and as a result any extension of your lease becomes more expensive. It is the case that most Langford tenants have the right to extend their lease by an additional ninety years in accordance with the 1993 Leasehold Reform Act. Where you are a leasehold owner in Langford you must check if your lease has between seventy and 90 years remaining. There are good reasons why a Langford flat owner with a lease having around 80 years unexpired should take action to make sure that a lease extension is actioned without delay

An extended lease has roughly the same value as a freehold

It is conventional wisdom that a property with over 100 years unexpired lease term is worth approximately the same as a freehold. Where an further 90 years added to any lease with more than 30 years remaining, the property will be worth the same as a freehold for decades to come.

Lending institutions will not issue a mortgage with a short lease

Most mortgage lenders have narrowed their lending criteria in the last ten years and borrowers are encountering difficulties in arranging funding or re-mortgage against property with shorter lease terms, particularly below 75 years as they are considered to be deficient security.

Lender Requirement
Barclays plc
Barnsley Building Society
Coventry Building Society
Leeds Building Society
Santander

What makes us experts in Langford lease extensions?

Irrespective of whether you are a tenant or a freeholder in Langford,the lease extension experts that we work with will always be prepared to discuss any residential leasehold matters and offer you the benefit of their experience and the close ties they enjoy with Langford valuers.

Langford Lease Extension Case Summaries:

Jason, Langford, Bedfordshire

Half a year ago Jason, started to get near to the 80-year mark with the lease on his purpose- built apartment in Langford. In buying his flat twenty years ago, the lease term was of no interest. Thankfully, he realised he would soon be paying an escalated premium for a lease extension. Jason was able to extend his lease just under the wire last March. Jason and the freeholder via the managing agents in the end agreed on the final figure of £5,000 . If the lease had fallen to less than eighty years, the figure would have escalated by a minimum £1,125.

Langford case:

Dr L Gómez was assigned a lease of a ground floor apartment in Langford in September 2012. The dilemma was if we could estimate the compensation to the landlord would likely be for a 90 year extension to my lease. Identical homes in Langford with 100 year plus lease were valued around £225,400. The mid-range ground rent payable was £45 invoiced every twelve months. The lease termination date was on 3 June 2090. Having 64 years as a residual term we approximated the compensation to the freeholder to extend the lease to be within £16,200 and £18,600 exclusive of costs.

Langford case:

Mr Eli Gunderson bought a ground floor flat in Langford in October 2012. The dilemma was if we could approximate the compensation to the landlord could be for a ninety year lease extension. Comparative homes in Langford with 100 year plus lease were valued about £270,000. The average amount of ground rent was £55 billed annually. The lease ran out in 2101. Given that there were 75 years remaining we calculated the compensation to the freeholder to extend the lease to be between £9,500 and £11,000 not including professional charges.