Stop! Your Lease Extension in Lifton Could Be FREE

Many leaseholders in Lifton are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Lifton has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to commence your Lifton lease extension


Why you should start your Lifton lease extension today:

Increase your lease and increase your Lifton property value

When it comes to domestic leasehold premises in Lifton, you are actually buying a right to live in a property for a set period of time. Modern flat leases typically tend to be for 99 years or 125. Many leasehold owners become complacent as this seems like a long period of time, you should consider extending the lease sooner rather than later. Accepted thinking is that the shorter the lease is the cost of extending the lease gets disproportionately more expensive notably when there are fewer than 80 years left. Leasehold owners in Lifton with a lease nearing 81 years unexpired should seriously think of extending it as soon as possible. Once the lease term has below eighty years left, under the relevant legislation the freeholder is entitled to calculate and demand a larger amount, assessed on a technical calculation, known as “marriage value” which is payable.

An extended lease has roughly the same value as a freehold

It is generally accepted that a residential leasehold with more than 100 years remaining is worth roughly the same as a freehold. Where an further 90 years added to any lease with more than 45 years left, the property will be worth the same as a freehold for many years ahead.

Mortgage lenders will not loan monies with a short lease

Banks and building societies are making their criteria more stringent and a meaningful number now require flats to have a minimum of 60 if not 70 years left once the mortgage has expired. Given that plenty of flats in Lifton were built in the 1950s, 1960s and 1970s as a result many now need to be extended if they wish to obtain a mortgage.

Lender Requirement
National Westminster Bank
Santander
Skipton Building Society
Royal Bank of Scotland
Virgin

What makes us experts in Lifton lease extensions?

Lease extensions in Lifton can be a difficult process. We recommend you secure professional help from a conveyancer and surveyor well versed in the legislation and lease extension process.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have in-depth market knowledge procuring Lifton lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Lifton Lease Extension Example Cases:

Lauren, Lifton, Devon,

Off the back of unsuccessful discussions with the freeholder of her purpose-built apartment in Lifton, Lauren commenced the lease extension process just as the lease was nearing the critical 80-year deadline. The lease extension completed in February 2010. The landlord’s fees were negotiated to about 450 GBP.

Lifton case:

Last year we were phoned by Mr G Khan , who completed a recently refurbished flat in Lifton in August 2001. We are asked if we could estimate the compensation to the landlord would likely be for a ninety year extension to my lease. Similar residencies in Lifton with an extended lease were valued around £235,200. The average ground rent payable was £45 invoiced quarterly. The lease ran out in 2092. Given that there were 66 years as a residual term we calculated the premium to the landlord to extend the lease to be between £12,400 and £14,200 exclusive of expenses.

Lifton case:

Mr M Davis was assigned a lease of a garden apartment in Lifton in August 2007. The question was if we could estimate the premium could be for a ninety year lease extension. Comparable properties in Lifton with 100 year plus lease were valued about £275,000. The average amount of ground rent was £55 collected annually. The lease concluded on 22 April 2103. Given that there were 77 years as a residual term we approximated the compensation to the landlord to extend the lease to be within £13,300 and £15,400 exclusive of fees.