Stop! Your Lease Extension in Llanarth and Oakford Could Be FREE

Many leaseholders in Llanarth and Oakford are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Llanarth and Oakford has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to start your Llanarth and Oakford lease extension


Main reasons to commence your Llanarth and Oakford lease extension today:

Increase your lease and increase your Llanarth and Oakford property value

Llanarth and Oakford leases on residential deteriorating in value. Where your lease has approximately 90 years left, you should start thinking about a lease extension. An important point to note is that it is financially advisable for your lease extension to be in place before the term of the existing lease falls under eighty years - otherwise a higher amount will be payable. Flat owners in Llanarth and Oakford will mostly qualify for a lease extension; however a solicitor will confirm if you qualify. In some cases you may not be entitled. There are prescribed deadlines and procedures to comply with once the process is initiated so it’s best to be guided by a conveyancing solicitor during the process.

An extended lease has roughly the same value as a freehold

It is conventional wisdom that a residential leasehold with more than one hundred years unexpired lease term is worth approximately the same as a freehold. Where an further ninety years added to any lease with more than 45 years unexpired, the residence will be worth the same as a freehold for decades to come.

Mortgage lenders may not lend with a short lease

The definition of a short lease depends on the specific mortgage company, yet lending institutions start to become concerned at around 75 years. This may be problematic when you need to dispose of or remortgage your property as it will be effectively unmortgageable. You might have no immediate desire to sell but when you do your purchaser will need to hold off for 2 years before they can exercise the right to a an extension to the lease.

Lender Requirement
Bank of Scotland
Barclays plc
Barnsley Building Society
Leeds Building Society
National Westminster Bank

What makes us experts in Llanarth and Oakford lease extensions?

Using our service gives you enhanced control over the value of your Llanarth and Oakford leasehold, as your property will be more valuable and saleable in respect of lease length should you decide to sell. The lawyers that we work with have a wealth of experience of handling many hundreds of lease extensions or freehold purchase transactions.

Llanarth and Oakford Lease Extension Case Summaries:

Ibrahim, Llanarth and Oakford, Ceredigion,

Ibrahim was the the leasehold proprietor of a 2 bedroom flat in Llanarth and Oakford being sold with a lease of just over 61 years left. Ibrahim on an informal basis contacted his freeholder a well known local-based freehold company for a lease extension. The landlord was keen to give an extension on non-statutory terms taking the lease to 125 years subject to an increased rent to £125 yearly. Ordinarily, ground rent would not be payable on a lease extension were Ibrahim to invoke his statutory right. Ibrahim procured expert legal guidance and secured satisfactory deal informally and ending up with a market value flat.

Llanarth and Oakford case:

Last Winter we were phoned by Ms Natasha Sharif , who was assigned a lease of a one bedroom apartment in Llanarth and Oakford in January 2000. The dilemma was if we could approximate the compensation to the landlord could be for a 90 year lease extension. Identical residencies in Llanarth and Oakford with 100 year plus lease were in the region of £176,200. The mid-range amount of ground rent was £65 collected quarterly. The lease elapsed in 2082. Taking into account 56 years left we calculated the premium to the landlord to extend the lease to be between £29,500 and £34,000 not including expenses.

Llanarth and Oakford case:

In 2012 we were e-mailed by Ms Kayleigh Patel who, having owned a studio apartment in Llanarth and Oakford in April 1996. The dilemma was if we could estimate the premium would likely be for a 90 year lease extension. Similar properties in Llanarth and Oakford with 100 year plus lease were valued about £242,600. The mid-range ground rent payable was £45 invoiced every twelve months. The lease ran out on 20 February 2093. Given that there were 67 years remaining we approximated the premium to the landlord for the lease extension to be within £11,400 and £13,200 plus professional charges.