Stop! Your Lease Extension in Llanfyrnach Could Be FREE

Many leaseholders in Llanfyrnach are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Llanfyrnach has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to commence your Llanfyrnach lease extension


Main reasons to start your Llanfyrnach lease extension today:

A Llanfyrnach lease depreciates with the years remaining on the lease.

With a long leasehold property in Llanfyrnach, you are actually purchasing an entitlement to live in a property for a prescribed time frame. These days flat leases typically tend to be for 99 years or 125. Even though this may appear like a long period of time, you may consider a lease extension sooner rather than later. The general rule is that the shorter the lease is the cost of extending the lease increases markedly particularly once there are less than eighty years left. Leasehold owners in Llanfyrnach with a lease drawing near to 81 years remaining should seriously consider extending it without delay. When a lease has under 80 years remaining, under the current legislation the landlord is entitled to calculate and levy a larger premium, assessed on a technical calculation, strangely termed as “marriage value” which is payable.

An extended lease is almost the same value as a freehold

It is generally considered that a residential leasehold with over one hundred years remaining is worth approximately the equivalent as a freehold. Where an additional ninety years added to all but the shortest lease, the property will be worth the same as a freehold for many years in the future.

Lenders may decide not to finance a property on a short lease

Mortgage companies are really clamping down as regards to homes in Llanfyrnach with short leases. For instance you might discover that their lending criteria are stricter and that they alter interest rates depending on how many years are left on the lease. Some may even refuse to lend completely, so if you wanted to sell, your only options would be to find a cash buyer, or hope for the best at auction thus restricting the number of potential purchasers.

Lender Requirement
Barclays plc
Godiva Mortgages
National Westminster Bank
Skipton Building Society
The Mortgage Works

Get in touch with one of our Llanfyrnach lease extension solicitors or enfranchisement solicitors

Irrespective of whether you are a tenant or a landlord in Llanfyrnach,the lease extension experts that we work with will always be willing to discuss any residential leasehold matters and offer you the benefit of their experience and the close ties they enjoy with Llanfyrnach valuers.

Llanfyrnach Lease Extension Case Summaries:

Molly, Llanfyrnach, Pembrokeshire,

Trailing lengthy correspondence with the freeholder of her basement apartment in Llanfyrnach, Molly started the lease extension process as the eighty year deadline was swiftly coming. The legal work was finalised in September 2011. The landlord’s charges were kept to an absolute minimum.

Llanfyrnach case:

Dr Ethan Norbert took over the lease of a one bedroom flat in Llanfyrnach in October 1996. The dilemma was if we could shed any light on how much (roughly) premium would likely be to extend the lease by a further 90 years. Identical premises in Llanfyrnach with a long lease were worth £183,600. The average amount of ground rent was £65 billed monthly. The lease elapsed on 9 May 2083. Having 57 years left we calculated the premium to the landlord to extend the lease to be between £28,500 and £33,000 not including professional charges.

Llanfyrnach case:

Mr T Jackson owned a one bedroom apartment in Llanfyrnach in April 2004. We are asked if we could shed any light on how much (roughly) price would be for a ninety year extension to my lease. Comparative premises in Llanfyrnach with 100 year plus lease were worth £245,000. The mid-range ground rent payable was £50 collected annually. The lease lapsed on 17 January 2094. Taking into account 68 years outstanding we estimated the compensation to the landlord to extend the lease to be within £9,500 and £11,000 not including professional charges.