Stop! Your Lease Extension in Llwyngwril Could Be FREE

Many leaseholders in Llwyngwril are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Llwyngwril has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should start your Llwyngwril lease extension


Main reasons to start your Llwyngwril lease extension today:

A Llwyngwril leasehold property depreciates with the years remaining on the lease.

There is no doubt about it a leasehold property in Llwyngwril is a wasting asset as a result of the diminishing lease term. If the residual term has, more than one hundred years remaining then this decrease may be of little impact nevertheless there will become a point in time when a lease has fewer than 80 years left as part of the premium you will incur is what is known as a marriage value. This could be significant. It is the primary reason why you should extend the lease without delay. The majority of flat owners in Llwyngwril will qualify for this right; however a conveyancing solicitor will be able to confirm if you are eligible for a lease extension. In certain situations you may not qualify, the most frequent reason being that you have owned the property for less than two years.

Llwyngwril property with a lease extension has roughly the same value as a freehold

It is generally considered that a property with over one hundred years unexpired lease term is worth approximately the equivalent as a freehold. Where an further ninety years added to all but the shortest lease, the premises will be equivalent in value to a freehold for many years ahead.

Lenders may decide not to grant a mortgage with a short lease

The propensity since over the last decade has been for lenders to tighten lending criteria across the board - this has extended to the property over which the home loan is to be charged. This has meant the unexpired lease term required by mortgage companies has increased. In the past banks were content with twenty years plus the term of the loan - typically fifty year leases but those requirements have been chipped away by the requirement for longer and longer leases - many now have a minimum term of 75 years as standard.

Lender Requirement
Bank of Scotland
Barclays plc
Barnsley Building Society
Chelsea Building Society
Nationwide Building Society

Why use us for your lease extension in Llwyngwril?

The conveyancing solicitors that we work with procure Llwyngwril lease extensions and help protect your position. A lease extension can be arranged to be completed to coincide with a change of ownership so the costs of the lease extension are paid for using part of the sale proceeds. You really do need expert legal advice in this difficult and technical area of law. The lawyer we work with provide it.

Llwyngwril Lease Extension Example Cases:

Kai, Llwyngwril, Gwynedd,

Kai was the the leasehold proprietor of a studio flat in Llwyngwril on the market with a lease of fraction over 59 years unexpired. Kai informally contacted his freeholder being a well known London-based freehold company and enquired on a premium to extend the lease. The landlord was keen to agree an extension on non-statutory terms taking the lease to 125 years on the basis of a new rent initially set at £100 per annum and increase every twenty five years thereafter. No ground rent would be payable on a lease extension were Kai to exercise his statutory right. Kai obtained expert legal guidance and secured satisfactory resolution without going to tribunal and readily saleable.

Llwyngwril case:

In 2014 we were approached by Dr N Carter who, having was assigned a lease of a ground floor apartment in Llwyngwril in November 1997. We are asked if we could shed any light on how much (roughly) price would likely be for a ninety year extension to my lease. Identical residencies in Llwyngwril with an extended lease were in the region of £280,000. The average ground rent payable was £55 invoiced annually. The lease elapsed on 3 January 2104. Given that there were 78 years remaining we calculated the compensation to the landlord to extend the lease to be between £13,300 and £15,400 plus professional charges.

Llwyngwril case:

Mr and Mrs. V White bought a one bedroom apartment in Llwyngwril in November 2009. We are asked if we could shed any light on how much (roughly) premium could be for a 90 year lease extension. Identical residencies in Llwyngwril with an extended lease were worth £191,000. The mid-range ground rent payable was £65 billed yearly. The lease finished in 2084. Taking into account 58 years as a residual term we calculated the compensation to the landlord to extend the lease to be within £23,800 and £27,400 exclusive of legals.