Stop! Your Lease Extension in Lytham St Annes Could Be FREE

Many leaseholders in Lytham St Annes are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Lytham St Annes has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Lytham St Annes lease extension


Why you should start your Lytham St Annes lease extension today:

A Lytham St Annes lease depreciates with the years remaining on the lease.

Lytham St Annes leases on residential properties are gradually losing value. if your lease has approximately 90 years unexpired, you should start thinking about a lease extension. 80 years is a significant number: when the remaining term of a lease drops below this level then you start incurring an additional element called marriage value. Leasehold owners in Lytham St Annes will usually qualify for a lease extension; however it’s a good idea to check with a conveyancing solicitor to confirm if you qualify. In some cases you may not qualify. There are prescribed deadlines and procedures to comply with once the process is initiated so it’s prudent to be guided by a lawyer during the process.

An extended lease is almost the same value as a freehold

Leasehold residencies in Lytham St Annes with in excess of 100 years left on the lease are sometimes regarded as a ‘virtual freehold’. This is where the lease value the same as a freehold interest in your home. In such circumstances there is often little upside in buying the reversionary interest unless savings on ground rent and service charges warrant it.

Mortgage lenders will not finance a property with a short lease

Lenders are really clamping down as regards to homes in Lytham St Annes with short leases. For example you might discover that their lending requirements are stricter and that they adjust interest rates depending on how many years are left on the lease. Some may even refrain from lending completely, so where you wanted to sell, your remaining options would be to find a cash buyer, or try your luck at auction thus reducing the number of potential buyers.

Lender Requirement
Barnsley Building Society
Birmingham Midshires
Halifax
Leeds Building Society
Yorkshire Building Society

What makes us experts in Lytham St Annes lease extensions?

Irrespective of whether you are a tenant or a landlord in Lytham St Annes,the lease extension solicitors that we work with will always be happy to discuss any residential leasehold matters and offer you the benefit of their experience and the close ties they enjoy with Lytham St Annes valuers.

Lytham St Annes Lease Extension Example Cases:

Rachael, Lytham St Annes, Lancashire,

Trailing unsuccessful discussions with the freeholder of her one bedroom apartment in Lytham St Annes, Rachael started the lease extension process just as the lease was approaching the crucial eighty-year mark. The lease extension completed in November 2014. The freeholder’s fees were negotiated to a tad over 500 GBP.

Lytham St Annes case:

In 2014 we were phoned by Mr and Mrs. H Pérez who, having was assigned a lease of a one bedroom apartment in Lytham St Annes in October 2010. The question was if we could estimate the premium would likely be to prolong the lease by 90 years. Comparable premises in Lytham St Annes with 100 year plus lease were worth £255,000. The mid-range ground rent payable was £50 invoiced per annum. The lease came to a finish on 7 May 2096. Considering the 70 years outstanding we calculated the compensation to the landlord for the lease extension to be within £9,500 and £11,000 not including legals.

Lytham St Annes case:

Last year we were phoned by Dr I Lambert , who completed a studio apartment in Lytham St Annes in March 2012. We are asked if we could shed any light on how much (approximately) premium would likely be for a ninety year extension to my lease. Similar residencies in Lytham St Annes with an extended lease were in the region of £246,800. The average ground rent payable was £60 billed annually. The lease came to a finish on 11 January 2076. Taking into account 50 years outstanding we estimated the compensation to the landlord for the lease extension to be within £44,700 and £51,600 plus legals.