Stop! Your Lease Extension in Narberth Could Be FREE

Many leaseholders in Narberth are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Narberth has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to start your Narberth lease extension


Why you should commence your Narberth lease extension today:

Increase your lease and increase your Narberth property value

There is no doubt about it a leasehold property in Narberth is a wasting asset as a result of the shortening lease. If the lease has, over 99 years to run then this decrease may be fractional nevertheless there will become a point in time when a lease has less than eighty years left as part of the premium you will incur is what is termed as a marriage value. This could be significant. It is the main logic behind why you should extend the lease without delay. The majority of flat owners in Narberth will meet the qualifying criteria; nevertheless a lawyer can advise if you qualify to extend your lease. In limited situations you may not qualify, the most common reason being that you have not been the owner of the property for two years.

An extended lease is almost the same value as a freehold

Leasehold residencies in Narberth with in excess of 100 years left on the lease are often referred to as ‘virtual freehold’. This is where the lease value the same as a freehold interest in your premises. In such situations there is often little to be gained by buying the freehold unless savings on ground rent and service charges warrant it.

Mortgage lenders may decide not to loan monies with a short lease

Lending institutions have specific criteria when loaning funds secured on leasehold homes. Some will simply refrain from lending at all once the remaining lease term goes lower than a specified unexpired lease term. Many Banks and Building Societies will not consider property with an unexpired term of less than 75 years suitable security. In addition to impacting your ability to sell, it is also relevant if you are seeking to refinance your Narberth property.

Lender Requirement
Accord Mortgages
Chelsea Building Society
Coventry Building Society
Skipton Building Society
Yorkshire Building Society

Why use us for your lease extension in Narberth?

Irrespective of whether you are a tenant or a freeholder in Narberth,the lease extension lawyers that we work with will always be willing to discuss any residential leasehold matters and offer you the benefit of their experience and the close ties they enjoy with Narberth valuers.

Narberth Lease Extension Example Cases:

Daisy, Narberth, Pembrokeshire,

After unsuccessful discussions with the landlord of her one bedroom flat in Narberth, Daisy started the lease extension process as the 80 year deadline was quickly coming. The legal work was concluded in August 2006. The freeholder’s fees were restricted to slightly above 600 pounds.

Narberth case:

Last September we were phoned by Dr J Turner , who took over the lease of a purpose-built flat in Narberth in June 2002. We are asked if we could shed any light on how much (approximately) premium would be to extend the lease by 90 years. Comparative homes in Narberth with 100 year plus lease were worth £183,600. The average amount of ground rent was £65 invoiced yearly. The lease ended in 2083. Having 57 years remaining we approximated the premium to the freeholder to extend the lease to be between £28,500 and £33,000 not including expenses.

Narberth case:

In 2009 we were contacted by Mr and Mrs. T Gómez who, having owned a purpose-built apartment in Narberth in November 2011. The question was if we could shed any light on how much (roughly) price would likely be for a ninety year extension to my lease. Comparative residencies in Narberth with 100 year plus lease were in the region of £245,000. The mid-range amount of ground rent was £50 invoiced quarterly. The lease finished in 2094. Having 68 years left we approximated the compensation to the landlord for the lease extension to be between £9,500 and £11,000 not including professional charges.