Stop! Your Lease Extension in New Milton Could Be FREE

Many leaseholders in New Milton are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in New Milton has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should commence your New Milton lease extension


Why you should start your New Milton lease extension today:

A New Milton lease depreciates with the years remaining on the lease.

The market value of a leasehold property in New Milton depends on how long the lease has remaining. If it is near to or fewer than eighty years you should anticipate difficulties on re-sale, so it is advisable to arrange for a lease extension ahead of buying. It is preferable to commence the lease extension process when a lease still has 82 years to run so that formalities can be concluded in advance of the 80 year threshold. Leasehold Reform legislation enables New Milton qualifying lessees to an additional term of ninety years on top of the remaining term, at a notional rent (zero ground rent). The reason of the valuation is to determine the amount payable by the lessee to the freeholder for the acquisition of the lease extension.

New Milton property with a lease extension is almost the same value as a freehold

It is conventional wisdom that a property with over 100 years remaining is worth approximately the equivalent as a freehold. Where an further 90 years added to any lease with more than 45 years unexpired, the property will be equivalent in value to a freehold for many years ahead.

Lenders may not lend with a short lease

The trend since the credit crunch has been for banks to tighten lending criteria across the board - this has extended to the property over which the home loan is to be charged. This has resulted in the unexpired lease term required by mortgage companies has increased. In the past mortgage companies were content with 25 years plus the term of the loan - typically 50 year leases but those requirements have been chipped away by the requirement for lengthy leases - many use a minimum term of 75 years as a prerequisite.

Lender Requirement
Barnsley Building Society
Coventry Building Society
Leeds Building Society
Skipton Building Society
Yorkshire Building Society

Why use us for your lease extension in New Milton?

Using our service will provide you enhanced control over the value of your New Milton leasehold, as your property will be more valuable and saleable in terms of lease length should you decide to sell. The conveyancers that we work with are well versed in the legislation handling many hundreds of lease extensions or freehold purchase transactions.

New Milton Lease Extension Case Summaries:

Ethan, New Milton, Hampshire,

Ethan owned a high value flat in New Milton on the market with a lease of a little over 72 years outstanding. Ethan on an informal basis approached his landlord being a well known Bristol-based freehold company for a lease extension. The freeholder indicated a willingness to grant an extension taking the lease to 125 years on the basis of a new rent initially set at £200 per annum and doubled every twenty five years thereafter. No ground rent would be due on a lease extension were Ethan to exercise his statutory right. Ethan procured expert legal guidance and secured satisfactory resolution informally and readily saleable.

New Milton case:

In 2014 we were phoned by Ms Y Vincent who, having completed a studio flat in New Milton in March 2006. We are asked if we could shed any light on how much (roughly) compensation to the landlord could be for a ninety year extension to my lease. Comparative premises in New Milton with an extended lease were valued about £176,200. The average amount of ground rent was £65 invoiced monthly. The lease came to a finish on 19 June 2082. Having 56 years remaining we approximated the premium to the landlord to extend the lease to be between £29,500 and £34,000 plus fees.

New Milton case:

In 2009 we were contacted by Mrs U Clark who, having owned a one bedroom flat in New Milton in February 2004. We are asked if we could approximate the price could be to extend the lease by an additional years. Comparable residencies in New Milton with a long lease were in the region of £242,600. The mid-range ground rent payable was £45 invoiced annually. The lease came to a finish in 2093. Considering the 67 years unexpired we estimated the premium to the freeholder for the lease extension to be between £11,400 and £13,200 exclusive of expenses.