Stop! Your Lease Extension in Newton Aycliffe Could Be FREE

Many leaseholders in Newton Aycliffe are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Newton Aycliffe has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Newton Aycliffe lease extension


Why you should commence your Newton Aycliffe lease extension today:

Increase your lease and increase your Newton Aycliffe property value

The market value of a leasehold property in Newton Aycliffe depends on how many years the lease has remaining. If it is close to or less than eighty years you should foresee difficulties on re-sale, so it is recommended to arrange for a lease extension before buying. It is preferable to commence the lease extension process when the lease still has 82 years unexpired so that a lease extension can be finalised prior to the eighty year mark. Statute entitles Newton Aycliffe qualifying lessees to an additional term of 90 years in addition to the unexpired term, at a nominal rent (zero ground rent). The reason of the valuation is to determine the sum payable by the lessee to the freeholder for the purchase of the lease extension.

Newton Aycliffe property with a lease extension has roughly the same value as a freehold

Leasehold properties in Newton Aycliffe with over one hundred years remaining on the lease are sometimes regarded as a ‘virtual freehold’. This is where the lease is worth the same as a freehold interest in your home. In such circumstances there is often little to be gained by buying the reversionary interest unless savings on ground rent and service charges warrant it.

Mortgage lenders will not lend with a short lease

Lenders are really restricting their approach as regards to homes in Newton Aycliffe with short leases. For example you might discover that their lending requirements are stricter and that they alter interest rates depending on the unexpired lease term. Some may even refuse to lend completely, so where you needed to sell, your remaining options would be to find a cash buyer, or hope for the best at auction thus limiting your market.

Lender Requirement
Accord Mortgages
Barclays plc
Coventry Building Society
Godiva Mortgages
Halifax

Get in touch with one of our Newton Aycliffe lease extension solicitors or enfranchisement solicitors

Irrespective of whether you are a tenant or a landlord in Newton Aycliffe,the lease extension experts that we work with will always be willing to discuss any residential leasehold matters and offer you the benefit of their in-depth market knowledge and the close ties they enjoy with Newton Aycliffe valuers.

Newton Aycliffe Lease Extension Case Studies:

Owen, Newton Aycliffe, County Durham,

Owen was the the leasehold owner of a high value flat in Newton Aycliffe on the market with a lease of just over 61 years left. Owen on an informal basis approached his landlord a well known Manchester-based freehold company and enquired on a premium to extend the lease. The freeholder was prepared to give an extension on non-statutory terms taking the lease to 125 years subject to a new rent initially set at £150 per annum and increase every 25 years thereafter. No ground rent would be payable on a lease extension were Owen to invoke his statutory right. Owen obtained expert legal guidance and secured an acceptable deal without going to tribunal and readily saleable.

Newton Aycliffe case:

Mr W Stewart owned a one bedroom apartment in Newton Aycliffe in January 2011. We are asked if we could approximate the price could be for a 90 year extension to my lease. Identical properties in Newton Aycliffe with an extended lease were worth £198,800. The mid-range amount of ground rent was £55 collected monthly. The lease elapsed on 6 August 2081. Taking into account 55 years unexpired we approximated the compensation to the freeholder for the lease extension to be within £33,300 and £38,400 not including legals.

Newton Aycliffe case:

Last year we were called by Mr and Mrs. C Michel , who owned a purpose-built apartment in Newton Aycliffe in September 2003. We are asked if we could approximate the compensation to the landlord could be for a ninety year lease extension. Comparable residencies in Newton Aycliffe with an extended lease were in the region of £300,000. The average ground rent payable was £50 collected yearly. The lease expired in 2101. Considering the 75 years unexpired we approximated the compensation to the freeholder for the lease extension to be between £9,500 and £11,000 plus expenses.