Stop! Your Lease Extension in Ovingham Could Be FREE

Many leaseholders in Ovingham are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Ovingham has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Ovingham lease extension


Why you should start your Ovingham lease extension today:

Increase your lease and increase your Ovingham property value

The market value of Ovingham leasehold residential property falls as the lease term becomes shorter and this will have an impact on its saleability. The cost of a lease extension can increase materialy once the remaining term is less than 80 years

Ovingham property with a lease extension is almost the same value as a freehold

It is generally accepted that a residential leasehold with over 100 years remaining is worth approximately the equivalent as a freehold. Where an additional ninety years added to all but the shortest lease, the premises will be equivalent in value to a freehold for decades to come.

Mortgage lenders may decide not to finance a property on a short lease

Banks and building societies are distinct in their lending criteria. Some set the bar at seventy five years outstanding on the lease; others may be content with anything over 70 years. Below 60 years, it may be problematic to get a mortgage at all.

Lender Requirement
Barnsley Building Society
Godiva Mortgages
Leeds Building Society
Virgin
Yorkshire Building Society

Why use us for your lease extension in Ovingham?

The conveyancing solicitors that we work with procure Ovingham lease extensions and help protect your position. A lease extension can be arranged to be completed to coincide with a change of ownership so the costs of the lease extension are paid for using part of the sale proceeds. You really do need expert legal advice in this difficult and technical area of law. The lawyer we work with provide it.

Ovingham Lease Extension Example Cases:

Sophie, Ovingham, Northumberland,

Off the back of unsuccessful correspondence with the landlord of her one bedroom apartment in Ovingham, Sophie started the lease extension process as the 80 year mark was rapidly approaching. The lease extension completed in January 2014. The landlord’s costs were negotiated to under 650 GBP.

Ovingham case:

Last August we were called by Dr R Roux , who completed a ground floor apartment in Ovingham in October 2007. The dilemma was if we could shed any light on how much (approximately) compensation to the landlord could be to extend the lease by ninety years. Identical premises in Ovingham with 100 year plus lease were in the region of £200,800. The mid-range amount of ground rent was £65 invoiced yearly. The lease termination date was in 2086. Considering the 60 years left we calculated the premium to the landlord to extend the lease to be between £20,900 and £24,200 not including legals.

Ovingham case:

Mr L Baker bought a purpose-built flat in Ovingham in January 2010. The question was if we could estimate the premium would likely be for a ninety year extension to my lease. Comparative homes in Ovingham with an extended lease were valued around £260,000. The average ground rent payable was £50 collected every twelve months. The lease expired on 22 March 2097. Having 71 years outstanding we calculated the compensation to the landlord for the lease extension to be between £9,500 and £11,000 exclusive of expenses.