Stop! Your Lease Extension in Polegate Could Be FREE

Many leaseholders in Polegate are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Polegate has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should start your Polegate lease extension


Why you should commence your Polegate lease extension today:

A Polegate lease depreciates with the years remaining on the lease.

Polegate leases on residential properties are gradually decreasing in value. The shorter the remaining lease term becomes, the less it is worth – and accordingly any extension of the lease becomes more expensive. Most owners of residential leasehold property in Polegate enjoy rights under legislation to extend the terms of their leases. Where you are a leasehold owner in Polegate you really ought to check if your lease has between seventy and ninety years remaining. In particular once the remaining lease term slips under 80 years, the premium due on any lease extension sharply increases as an element of the premium you pay is what is known as a marriage value

An extended lease has roughly the same value as a freehold

It is conventional wisdom that a residential leasehold with in excess of 100 years remaining is worth approximately the same as a freehold. Where an further 90 years added to all but the shortest lease, the premises will be worth the same as a freehold for decades to come.

Lending institutions will not lend on a short lease

The definition of a short lease varies by mortgage company, yet mortgage lenders start to become concerned at around 75 years. This may be problematic once you need to market or remortgage your flat as it will be practically unmortgageable. Even though you may have no immediate intention to sell but when you do your buyer will have to wait a couple of years before being able to initiate the legal procedures for an extension to the lease.

Lender Requirement
Accord Mortgages
Birmingham Midshires
Halifax
Nationwide Building Society
Yorkshire Building Society

Why use us for your lease extension in Polegate?

Using our service will provide you better control over the value of your Polegate leasehold, as your property will be more valuable and marketable in terms of lease length should you wish to sell. The conveyancers that we work with have a in-depth market knowledge handling many hundreds of lease extensions or freehold purchase transactions.

Polegate Lease Extension Case Studies:

Isabelle, Polegate, East Sussex,

Off the back of unsuccessful negotiations with the landlord of her leasehold flat in Polegate, Isabelle initiated the lease extension process as the eighty year mark was fast nearing. The transaction was concluded in April 2007. The freeholder’s charges were restricted to less than four hundred pounds.

Polegate case:

Mr and Mrs. N Gunderson completed a basement flat in Polegate in August 2005. We are asked if we could approximate the compensation to the landlord could be to extend the lease by a further 90 years. Comparative homes in Polegate with a long lease were worth £250,000. The average amount of ground rent was £50 billed monthly. The lease ran out on 11 June 2094. Taking into account 68 years remaining we calculated the premium to the landlord to extend the lease to be between £9,500 and £11,000 plus legals.

Polegate case:

Dr O Wright completed a one bedroom apartment in Polegate in March 2003. We are asked if we could shed any light on how much (roughly) premium would likely be to prolong the lease by a further 90 years. Comparable premises in Polegate with a long lease were worth £285,000. The mid-range ground rent payable was £55 collected yearly. The lease ended in 2105. Taking into account 79 years outstanding we approximated the premium to the freeholder for the lease extension to be between £13,300 and £15,400 plus legals.