Stop! Your Lease Extension in Ponthir Could Be FREE

Many leaseholders in Ponthir are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Ponthir has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should commence your Ponthir lease extension


Main reasons to start your Ponthir lease extension today:

A Ponthir lease depreciates with the years remaining on the lease.

The basic rule is, all other things holding equal, the shorter the lease the more expensive the premium. Qualifying leaseholders in Ponthir can extend the lease for a further ninety years in accordance with statute. Please give careful consideration before delaying your Ponthir lease extension. Shelving the costs today simply increases the amount you will ultimately have to pay for a lease extension.

An extended lease has roughly the same value as a freehold

Leasehold premises in Ponthir with in excess of one hundred years outstanding on the lease are often regarded as a ‘virtual freehold’. This is where the lease value the same as a freehold interest in your property. In such situations there is often little upside in purchasing the reversionary interest unless savings on ground rent and estate charges justify it.

Mortgage lenders may decide not to lend with a short lease

Lenders are really clamping down as regards to properties in Ponthir with short leases. For example you may find that their lending criteria are stricter and that they alter interest rates depending on how many years are left on the lease. Some may even refrain from lending completely, so where you wanted to sell, your only options would be to find a cash buyer, or hope for the best at auction thus limiting the amount of potential buyers.

Lender Requirement
Barnsley Building Society
Halifax
TSB
Royal Bank of Scotland
Yorkshire Building Society

Why use us for your lease extension in Ponthir?

Lease extensions in Ponthir can be a difficult process. We recommend you secure professional help from a conveyancing solicitor and valuer with experience in this area.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have a wealth of experience dealing with Ponthir lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Ponthir Lease Extension Case Summaries:

Anna, Ponthir, Torfaen,

After unsuccessful correspondence with the landlord of her studio apartment in Ponthir, Anna initiated the lease extension process as the eighty year deadline was quickly coming. The legal work completed in November 2011. The landlord’s fees were kept to an absolute minimum.

Ponthir case:

In 2013 we were contacted by Mr and Mrs. R Nelson who, having purchased a one bedroom apartment in Ponthir in July 2005. We are asked if we could estimate the premium would be to extend the lease by a further 90 years. Comparative premises in Ponthir with a long lease were valued around £235,200. The average ground rent payable was £45 invoiced per annum. The lease termination date was on 28 July 2092. Considering the 66 years outstanding we estimated the premium to the freeholder to extend the lease to be between £12,400 and £14,200 not including costs.

Ponthir case:

Ms Lydia Cooper completed a purpose-built apartment in Ponthir in April 2012. The question was if we could approximate the price would likely be to prolong the lease by a further 90 years. Identical premises in Ponthir with a long lease were valued around £280,000. The average ground rent payable was £55 invoiced annually. The lease finished on 22 June 2103. Considering the 77 years remaining we calculated the compensation to the landlord for the lease extension to be between £13,300 and £15,400 exclusive of expenses.