Stop! Your Lease Extension in Rhosllanerchrugog Could Be FREE

Many leaseholders in Rhosllanerchrugog are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Rhosllanerchrugog has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should commence your Rhosllanerchrugog lease extension


Why you should commence your Rhosllanerchrugog lease extension today:

A Rhosllanerchrugog lease depreciates with the years remaining on the lease.

As the length of the unexpired term of a Rhosllanerchrugog domestic lease decreases so does its value and therefore the value of your property. Where the residual term has, in excess of one hundred years remaining then this decrease may be of little impact that being said there will become a stage when a lease has fewer than eighty years unexpired as part of the premium you will incur is what is known as a marriage value. This could be significant. It is the primary rational as to why you should consider extending sooner as opposed to later. Most flat owners in Rhosllanerchrugog will meet the qualifying criteria; nevertheless a conveyancer can advise whether you qualify for a lease extension. In certain situations you may not qualify, the most frequent reason being that you have not been the owner of the property for two years.

An extended lease has roughly the same value as a freehold

Leasehold premises in Rhosllanerchrugog with more than one hundred years unexpired on the lease are often referred to as ‘virtual freehold’. This is where the lease value the same as a freehold interest in your premises. In such situations there is often little upside in buying the freehold unless savings on ground rent and estate charges warrant it.

Lenders will not issue a mortgage with a short lease

Mortgage lenders have specific criteria when lending monies secured on leasehold property. Some will simply refrain from lending at all once an unexpired lease term drops under a specified unexpired lease term. Many Lending institutions will not regard property with a remaining below seventy years suitable security. In addition to this being important when selling, it is also relevant if you are intending to refinance your Rhosllanerchrugog home.

Lender Requirement
Bank of Scotland
Birmingham Midshires
Coventry Building Society
Godiva Mortgages
Halifax

What makes us experts in Rhosllanerchrugog lease extensions?

Lease extensions in Rhosllanerchrugog can be a difficult process. We recommend you get professional help from a lawyer and valuer well versed in the legislation and lease extension process.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have a wealth of experience dealing with Rhosllanerchrugog lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Rhosllanerchrugog Lease Extension Case Studies:

Kian, Rhosllanerchrugog, Wrexham,

Kian was the the leasehold owner of a studio apartment in Rhosllanerchrugog on the market with a lease of just over sixty years unexpired. Kian informally contacted his landlord being a well known London-based freehold company for a lease extension. The landlord indicated a willingness to extend the lease to 125 years on the basis of a rise in the rent to £50 yearly. No ground rent would be payable on a lease extension were Kian to invoke his statutory right. Kian obtained expert advice and secured an acceptable deal informally and sell the flat.

Rhosllanerchrugog case:

Dr W Brooks bought a one bedroom apartment in Rhosllanerchrugog in November 1999. We are asked if we could estimate the premium would be for a ninety year extension to my lease. Comparative properties in Rhosllanerchrugog with an extended lease were worth £250,000. The mid-range amount of ground rent was £50 invoiced monthly. The lease finished on 21 January 2095. Considering the 69 years remaining we calculated the premium to the landlord to extend the lease to be between £9,500 and £11,000 not including legals.

Rhosllanerchrugog case:

Last Spring we were phoned by Mr Ethan Campbell , who was assigned a lease of a newly refurbished apartment in Rhosllanerchrugog in January 2002. The question was if we could estimate the premium would likely be to extend the lease by ninety years. Comparative flats in Rhosllanerchrugog with 100 year plus lease were worth £285,000. The average amount of ground rent was £55 invoiced per annum. The lease expiry date was in 2106. Having 80 years unexpired we estimated the compensation to the landlord to extend the lease to be between £12,400 and £14,200 not including legals.