Stop! Your Lease Extension in Ripon Could Be FREE

Many leaseholders in Ripon are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Ripon has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Ripon lease extension


Why you should start your Ripon lease extension today:

Increase your lease and increase your Ripon property value

Ripon leases on domestic properties are gradually losing value. if your lease has approximately ninety years left, you should start thinking about a lease extension. Eighty years is a significant number: when the unexpired term of a lease falls below this level then you begin paying an additional element called marriage value. Leasehold owners in Ripon will usually qualify for a lease extension; however it’s a good idea to check with a lawyer to confirm if you qualify. In some situations you may not be entitled. There are also strict deadlines and steps to follow once the process has commenced so it’s wise to be guided by a conveyancer during the process.

Ripon property with a lease extension is almost the same value as a freehold

It is generally considered that a residential leasehold with more than 100 years unexpired lease term is worth approximately the same as a freehold. Where an further ninety years added to all but the shortest lease, the residence will be equivalent in value to a freehold for many years in the future.

Banks and Building Societies may not lend with a short lease

Mortgage Lenders differ in their lending criteria. Some draw the line at 75 years left on the lease; others may be happy with anything over 70 years. Below sixty years, it may be impossible to get a mortgage in the first place.

Lender Requirement
Bank of Scotland
Birmingham Midshires
Leeds Building Society
Nationwide Building Society
Yorkshire Building Society

Get in touch with one of our Ripon lease extension solicitors or enfranchisement solicitors

Regardless of whether you are a tenant or a freeholder in Ripon,the lease extension solicitors that we work with will always be prepared to discuss any residential leasehold matters and offer you the benefit of their experience and the close ties they enjoy with Ripon valuers.

Ripon Lease Extension Case Summaries:

Hollie, Ripon, North Yorkshire,

Subsequent to unsuccessful discussions with the landlord of her studio flat in Ripon, Hollie started the lease extension process as the 80 year threshold was quickly coming. The legal work was concluded in August 2007. The freeholder’s charges were restricted to below 600 GBP.

Ripon case:

Last Summer we were approach by Dr U Brown , who was assigned a lease of a one bedroom flat in Ripon in January 1998. The question was if we could approximate the price would likely be to prolong the lease by a further 90 years. Identical premises in Ripon with a long lease were valued around £254,200. The average ground rent payable was £60 billed monthly. The lease ran out on 13 May 2077. Considering the 51 years left we calculated the compensation to the landlord to extend the lease to be between £43,700 and £50,600 plus expenses.

Ripon case:

Mr and Mrs. L Rogers was assigned a lease of a one bedroom flat in Ripon in April 2009. The question was if we could approximate the premium would likely be to extend the lease by an additional years. Comparative residencies in Ripon with a long lease were worth £210,600. The mid-range amount of ground rent was £45 billed quarterly. The lease expired on 9 January 2088. Considering the 62 years remaining we estimated the premium to the landlord for the lease extension to be within £18,100 and £20,800 not including costs.