Stop! Your Lease Extension in Roade Could Be FREE

Many leaseholders in Roade are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Roade has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Roade lease extension


Why you should commence your Roade lease extension today:

A Roade leasehold property depreciates with the years remaining on the lease.

There is no doubt about it a leasehold property in Roade is a wasting asset as a result of the shortening lease. If the lease has, more than 100 years to run then this decrease may be negligible that being said there will become a point in time when a lease has fewer than eighty years remaining as part of the premium you will incur is what is known as a marriage value. This could increase markedly the cost. It is the primary logic behind why you should extend the lease without delay. Most flat owners in Roade will qualify for this right; however a conveyancer can advise whether you are eligible for a lease extension. In certain situations you may not qualify, the most frequent reason being that you have not been the owner of the property for two years.

An extended lease is almost the same value as a freehold

It is generally considered that a property with in excess of one hundred years unexpired lease term is worth roughly the same as a freehold. Where an further 90 years added to all but the shortest lease, the premises will be equivalent in value to a freehold for decades to come.

Mortgage lenders may not issue a mortgage on a short lease

Lenders are really restricting their approach as regards to properties in Roade with short leases. For example you may find that their lending requirements are stricter and that they adjust interest rates depending on the unexpired lease term. Some may even refrain from lending completely, so if you needed to sell, your only options would be to find a cash purchaser, or hope for the best at auction thus narrowing the amount of potential buyers.

Lender Requirement
Bank of Scotland
Barclays plc
Coventry Building Society
Halifax
Leeds Building Society

Get in touch with one of our Roade lease extension solicitors or enfranchisement solicitors

Lease extensions in Roade can be a difficult process. We recommend you obtain professional help from a conveyancing solicitor and surveyor well versed in the legislation and lease extension process.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have a wealth of experience procuring Roade lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Roade Lease Extension Example Cases:

Harrison, Roade, Northamptonshire,

Harrison was the the leasehold proprietor of a studio apartment in Roade being marketed with a lease of a few days over 61 years remaining. Harrison informally spoke with his freeholder being a well known local-based freehold company for a lease extension. The landlord indicated a willingness to grant an extension taking the lease to 125 years on the basis of a new rent to start with set at £200 per annum and doubled every 25 years thereafter. Ordinarily, ground rent would not be due on a lease extension were Harrison to exercise his statutory right. Harrison procured expert legal guidance and secured satisfactory resolution without resorting to tribunal and ending up with a market value flat.

Roade case:

Last October we were called by Mr Nathan Carter , who was assigned a lease of a first floor flat in Roade in May 2010. We are asked if we could shed any light on how much (roughly) premium could be to extend the lease by ninety years. Comparable residencies in Roade with a long lease were in the region of £183,600. The average amount of ground rent was £65 invoiced annually. The lease finished on 4 September 2083. Considering the 57 years left we estimated the premium to the landlord to extend the lease to be between £28,500 and £33,000 exclusive of costs.

Roade case:

Mrs Imogen Bernard took over the lease of a ground floor apartment in Roade in January 2009. The dilemma was if we could shed any light on how much (roughly) premium could be for a 90 year extension to my lease. Identical flats in Roade with 100 year plus lease were in the region of £245,000. The mid-range amount of ground rent was £50 collected quarterly. The lease ended in 2094. Given that there were 68 years remaining we calculated the compensation to the freeholder for the lease extension to be between £9,500 and £11,000 exclusive of legals.