Stop! Your Lease Extension in Ruskington Could Be FREE

Many leaseholders in Ruskington are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Ruskington has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to start your Ruskington lease extension


Top reasons for lease extension now:

A Ruskington lease depreciates with the years remaining on the lease.

The market value of Ruskington leasehold residential property falls as the lease term becomes shorter and this will have an impact on its saleability. The expense of a lease extension can increase materialy once the remaining term is below than eighty years

Ruskington property with a lease extension has roughly the same value as a freehold

Leasehold premises in Ruskington with over one hundred years outstanding on the lease are often regarded as a ‘virtual freehold’. This is where the lease is worth the same as a freehold interest in your premises. In such situations there is often little to be gained by buying the freehold unless savings on ground rent and estate charges merit it.

Banks and Building Societies will not issue a mortgage on a short lease

Most banks have narrowed their lending criteria in recent years and borrowers are finding it increasingly difficult to raise funding or re-mortgage against flats with shorter lease terms, particularly under seventy years as they are deemed to be deficient security.

Lender Requirement
Barclays plc
Nationwide Building Society
TSB
Virgin
Yorkshire Building Society

What makes us experts in Ruskington lease extensions?

Lease extensions in Ruskington can be a difficult process. We recommend you secure guidance from a conveyancing solicitor and surveyor with experience in lease extensions.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have a wealth of experience procuring Ruskington lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Ruskington Lease Extension Example Cases:

Joseph, Ruskington, Lincolnshire,

Joseph was the the leasehold owner of a high value apartment in Ruskington being marketed with a lease of a few days over 61 years remaining. Joseph informally contacted his landlord a well known local-based freehold company for a lease extension. The landlord was keen to grant an extension on non-statutory terms taking the lease to 125 years subject to an increased rent to £200 annually. No ground rent would be due on a lease extension were Joseph to exercise his statutory right. Joseph procured expert legal guidance and secured satisfactory deal informally and ending up with a market value flat.

Ruskington case:

In 2009 we were called by Mr and Mrs. K Edwards who, having bought a purpose-built flat in Ruskington in August 2005. We are asked if we could shed any light on how much (roughly) compensation to the landlord would likely be for a 90 year lease extension. Comparative flats in Ruskington with 100 year plus lease were worth £280,000. The mid-range ground rent payable was £55 billed monthly. The lease elapsed on 9 May 2103. Taking into account 77 years left we estimated the premium to the freeholder to extend the lease to be between £13,300 and £15,400 exclusive of expenses.

Ruskington case:

Mr and Mrs. Y Watson purchased a basement apartment in Ruskington in November 1995. We are asked if we could shed any light on how much (approximately) price could be to extend the lease by 90 years. Comparable residencies in Ruskington with 100 year plus lease were valued about £183,600. The mid-range ground rent payable was £65 invoiced annually. The lease expired in 2083. Having 57 years remaining we estimated the compensation to the freeholder for the lease extension to be between £28,500 and £33,000 exclusive of expenses.